Long Beach, NY Utility & Living Guide

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Tier 3 Location

Long Beach, NY Utility & Living Guide

Living in Long Beach offers a vibrant coastal lifestyle with easy access to beautiful beaches and a tight-knit community.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Long Beach
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

PSEG Long Island
🔥 Gas

$50/mo

National Grid
💧 Water

$45/mo

City of Long Beach Water Department
🗑️ Garbage

$25/mo

City of Long Beach Sanitation Department
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Long Beach is competitive, with demand driven by its coastal location. Prices have risen steadily, but remain more affordable than nearby NYC suburbs.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 4% + County 3.5% + City 0%</p>

New York State has a progressive income tax system ranging from 4% to 8.82%.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue with some Purple areas
Business Momentum
Moderate with key industries in tourism, healthcare, and local services
Top Local Concerns
Flooding, property taxes, parking availability
🚌 Transit for Families

Limited public transit options; LIRR station has elevator access but buses are not stroller-optimized.

🎡 Top Kid Attractions
  • 🎯
    Long Beach Boardwalk
  • 🎯
    Long Beach Public Library
  • 🎯
    Long Beach Ice Arena

Best Neighborhoods for Families

The West End offers family-friendly streets near good schools. The Canals neighborhood provides waterfront living with community amenities.

Household Budget Calculator

Estimate your real monthly cost of living in Long Beach based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Short-term rentals require registration; beach parking permits needed for residents.

Long Beach is seeing increased investment in coastal resilience projects. Remote work trends have boosted demand for homes with office space.

Financial Tools

Calculators
Planning Tools

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📊 Long Beach — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$115,525
👤 Median Age
45.1
🏠 Homeownership Rate
61.8%
🔑 Renter Rate
38.2%
📉 Poverty Rate
5.1%
💼 Unemployment Rate
4.0%
📡 Internet Access
92.9%
🎓 College Educated
45.0%

☀️ Seasonal Utility Costs

Electric bills peak in summer due to AC use, while gas costs rise in winter for heating. Water usage increases slightly in summer for landscaping.

🏛️ Local Tax Details

11561: Property tax millage rate of 1.2%, no local surtaxes.

👶 Family & Stroller Friendliness

7/10: Good sidewalk quality in central areas but some beach access points lack ramps. Parks are accessible but transit options are limited.

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