Loudonville, NY Utility & Living Guide

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Tier 3 Location

Loudonville, NY Utility & Living Guide

Loudonville offers a suburban feel with excellent schools and convenient access to Albany.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

National Grid
🔥 Gas

$50/mo

National Grid
💧 Water

$45/mo

Loudonville Water District
🗑️ Garbage

$25/mo

Town of Colonie Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Loudonville is competitive, with homes selling quickly due to high demand. Prices are above the national average but offer good value for the area’s amenities.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 4% + County 3.5% + City 0%</p>

New York State income tax ranges from 4% to 8.82% depending on income level.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+3% (growing)
Political Climate
Purple (mixed Democratic and Republican representation)
Business Momentum
Moderate with key industries in healthcare, education, and tech
Top Local Concerns
Property taxes, school funding, traffic congestion
🚌 Transit for Families

Public transit is limited, but sidewalks and parks are stroller-friendly.

🎡 Top Kid Attractions
  • 🎯
    Colonie Center Mall
  • 🎯
    The Crossings of Colonie
  • 🎯
    Loudonville Community Park

Best Neighborhoods for Families

The neighborhoods near Loudonville Elementary are highly sought after for families. Areas with easy access to Route 9 are also popular.

Household Budget Calculator

Estimate your real monthly cost of living in Loudonville based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must adhere to local zoning laws and noise ordinances. Property maintenance standards are strictly enforced.

Loudonville is seeing steady growth in tech jobs due to proximity to Albany. Home values are expected to rise as more professionals move to the area.

Financial Tools

Calculators
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📊 Loudonville — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$118,138
👤 Median Age
39.6
🏠 Homeownership Rate
95.1%
🔑 Renter Rate
4.9%
📉 Poverty Rate
4.1%
💼 Unemployment Rate
1.5%
📡 Internet Access
94.5%
🎓 College Educated
45.1%

☀️ Seasonal Utility Costs

Utility costs peak in winter due to heating needs. Summer costs are lower but can rise with air conditioning use.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates, any local surtaxes specific to Loudonville county

👶 Family & Stroller Friendliness

Score 7/10: Good sidewalk quality, excellent park access, limited elevator access in transit.

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