Lovelock, NV Utility & Living Guide

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Lovelock, NV Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026
Total Utilities$260/mo
1BR Rent$1000/mo
Sales Tax6.85%
COL Index97 (-3% below national average)
Family Score7/10
Median Home$280,000
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

NV Energy
🔥 Gas

N/A - Electric only
💧 Water

$40/mo

City of Lovelock
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$60/mo

Combined Average Overhead$260/month

Housing Market

Rent & Property
1 Bedroom$1000/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$280,000
Property Tax Rate0.85%
Avg Childcare/mo$900

The housing market in Lovelock is relatively affordable, with a mix of older and newer homes available. Rentals are also available, although options may be limited. The city has seen some growth in recent years, but housing prices remain relatively stable.

Cost of Living

Overall COL Index

97

US national avg = 100
vs National Avg

-3% below national average

Groceries

105

Transportation

88

Healthcare

110

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax6.85%
Property Tax Rate0.85%
<p>State 4.85% + County 0.5% + City 1.5%</p>

Nevada has no state income tax

Family & Relocation

Family Vibe Score
7/10
Safety Index

55

Higher = safer
School Rating

6.2/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Moderate, with key industries in agriculture, mining, and tourism
Top Local Concerns
Water conservation, economic development, public safety
🚌 Transit for Families

Lovelock has limited public transportation options, but the city is relatively small and walkable

🎡 Top Kid Attractions
  • 🎯
    Lovelock Cave
  • 🎯
    Rye Patch State Recreation Area
  • 🎯
    Pershing County Fairgrounds

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a mix of older and newer homes, with easy access to local amenities. The city is also surrounded by rural areas with larger properties and more space.

Household Budget Calculator

Estimate your real monthly cost of living in Lovelock based on your household profile.

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📊 Lovelock — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Lovelock tend to be higher in the summer months due to air conditioning usage, while winter months see lower costs. However, the city's dry climate means that heating costs are relatively low compared to other parts of the country.

🏛️ Local Tax Details

The ZIP code 89419 has a property tax millage rate of 0.85%, with no local surtaxes

👶 Family & Stroller Friendliness

6/10, with explanation: Lovelock has some sidewalks and parks, but the city's infrastructure is not always stroller-friendly, and elevator access in transit is limited

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