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Loveville, MD Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.15% |
| Avg Childcare/mo | $1200 |
The housing market in Loveville is characterized by a mix of older and newer homes, with a growing demand for rentals. Home prices have been steadily increasing over the past few years, but remain relatively affordable compared to other areas in the region. The town has a strong sense of community, with many residents actively involved in local events and initiatives.
Cost of Living
108
+8% above national average
105
92
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.15% |
| <p>State 6% + County 0% + City 0%</p> | |
Maryland has a progressive state income tax system, with rates ranging from 2% to 5.75%. Loveville residents are also subject to federal income tax.
Family & Relocation
60
7/10
$1200/mo
City Pulse
Loveville has a limited public transportation system, but it is relatively stroller-friendly, with accessible sidewalks and pedestrian crossings.
- St. Mary's County Fairgrounds
- Point Lookout State Park
- St. Mary's River State Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Loveville based on your household profile.
📰 Live Local News
Key local rules for residents include zoning ordinances, noise restrictions, and regulations on outdoor burning.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Loveville — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Loveville tend to be higher in the summer months, when air conditioning is in high demand, and lower in the winter months, when heating needs are reduced. However, the town's mild climate means that extreme temperature fluctuations are rare, and utility costs remain relatively stable throughout the year.
🏛️ Local Tax Details
Key ZIP code level tax info: property tax millage rates range from 0.8 to 1.2, with no local surtaxes specific to Loveville county
👶 Family & Stroller Friendliness
Score 8/10, with explanation: Loveville has good sidewalk quality and park access, but elevator access in transit is limited, and family infrastructure could be improved with more dedicated bike lanes and playgrounds.
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