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Lowell, MA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$150/mo
$80/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.35% |
| Avg Childcare/mo | $1200 |
The housing market in Lowell is competitive, with a mix of old and new homes, and a growing number of condos and apartments. The city is working to revitalize its downtown area and attract new businesses and residents. As a result, housing prices are rising, but there are still affordable options available.
Cost of Living
110
+10% above national average
105
100
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.35% |
| <p>State 5.2% + No County tax + Local 0% (no additional local sales tax)</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income tax
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Lowell has a relatively stroller-friendly public transit system, with accessible buses and a growing number of pedestrian-friendly areas
- Lowell National Historical Park
- Merrimack Riverwalk
- and the Tsongas Industrial History Center
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Lowell based on your household profile.
📰 Live Local News
Lowell has regulations in place to preserve its historic districts and protect the environment, including rules on recycling and waste management
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Lowell — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Lowell tend to be higher in the winter months, due to the need for heating, with average bills increasing by 20-30% from December to February. In the summer, costs are relatively lower, but can still be affected by air conditioning usage.
🏛️ Local Tax Details
Key ZIP code level tax info: property tax millage rates range from 1.2 to 1.5, with no local surtaxes specific to Lowell county
👶 Family & Stroller Friendliness
Score 8/10: Lowell has made significant improvements to its sidewalks and pedestrian infrastructure, and many parks and public spaces are stroller-friendly, but some areas still lack elevator access in transit and family infrastructure
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