Luke, MD Utility & Living Guide

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Luke, MD Utility & Living Guide

Luke may refer to:

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1000/mo
Sales Tax6%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
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⚠️ Natural Hazard History — Luke
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Potomac Edison
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Town of Luke Water Department
🗑️ Garbage

$30/mo

Republic Services
📶 Internet

$70/mo

Combined Average Overhead$290/month

Housing Market

Rent & Property
1 Bedroom$1000/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$280,000
Property Tax Rate1.1%
Avg Childcare/mo$900

The housing market in Luke is relatively stable, with a mix of older and newer homes available. Rentals are limited, but affordable options can be found. The town has a few new developments underway, which may impact prices in the coming years.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.1%
<p>State 6% + No County tax + No City tax</p>

Maryland has a progressive state income tax with rates ranging from 4.75% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Low, with key industries including tourism, healthcare, and small manufacturing
Top Local Concerns
Job opportunities, access to healthcare, infrastructure development
🚌 Transit for Families

The town has limited public transportation, but sidewalks and parks are stroller-friendly

🎡 Top Kid Attractions
  • 🎯
    New Germany State Park
  • 🎯
    Casselman River Bridge State Park
  • 🎯
    Deep Creek Lake

Best Neighborhoods for Families

The area around the town center is popular for families, with easy access to parks and amenities. The nearby neighborhoods of Westernport and Barton are also desirable, with a mix of older and newer homes.

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📊 Luke — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Luke fluctuate seasonally, with higher electricity bills in summer due to air conditioning and higher water bills in summer due to lawn watering. In winter, heating costs are relatively low due to the town's mild climate.

🏛️ Local Tax Details

The ZIP code 21540 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

6, due to the town's limited but well-maintained sidewalks and easy access to parks, although elevator access in transit is limited

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