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Luke, MD Utility & Living Guide
Living in Luke, MD offers a peaceful and serene environment with easy access to outdoor recreational activities.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1000/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $900 |
The housing market in Luke is relatively stable, with a mix of older and newer homes available. Rentals are limited, but affordable options can be found. The town has a few new developments underway, which may impact prices in the coming years.
Cost of Living
105
+5% above national average
102
98
100
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.1% |
| <p>State 6% + No County tax + No City tax</p> | |
Maryland has a progressive state income tax with rates ranging from 4.75% to 5.75%
Family & Relocation
60
7/10
$900/mo
City Pulse
The town has limited public transportation, but sidewalks and parks are stroller-friendly
- New Germany State Park
- Casselman River Bridge State Park
- Deep Creek Lake
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Luke based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
Residents are subject to town ordinances regarding noise, zoning, and property maintenance
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Luke — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Luke fluctuate seasonally, with higher electricity bills in summer due to air conditioning and higher water bills in summer due to lawn watering. In winter, heating costs are relatively low due to the town's mild climate.
🏛️ Local Tax Details
The ZIP code 21540 has a property tax millage rate of 0.85, with no local surtaxes
👶 Family & Stroller Friendliness
6, due to the town's limited but well-maintained sidewalks and easy access to parks, although elevator access in transit is limited
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