Lumpkin, GA Utility & Living Guide

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Lumpkin, GA Utility & Living Guide

Living in Lumpkin, GA offers a charming small-town experience with a strong sense of community and outdoor recreation opportunities.

Last updated: September 20, 2026
Total Utilities$250/mo
1BR Rent$900/mo
Sales Tax8%
COL Index88 (-12% below national average)
Family Score7/10
Median Home$180,000
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🌤️ Live Weather — Lumpkin
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The current financial trend in Lumpkin is focused on downtown revitalization and small business growth, with a number of new shops and restaurants opening in recent years. The city is also investing in infrastructure improvements, including road repairs and utility upgrades.
⚠️ Natural Hazard History — Lumpkin
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

Georgia Power
🔥 Gas

N/A - Electric only
💧 Water

$40/mo

City of Lumpkin Water Department
🗑️ Garbage

$20/mo

Waste Management
📶 Internet

$60/mo

Combined Average Overhead$250/month

Housing Market

Rent & Property
1 Bedroom$900/mo
2 Bedrooms$1200/mo
3 Bedrooms$1800/mo
Median Home Price$180,000
Property Tax Rate0.85%
Avg Childcare/mo$800

The housing market in Lumpkin is relatively affordable, with a range of options from historic homes to new constructions. Rentals are also available, although options may be limited. The city has seen some growth in recent years, with new developments and renovations.

Cost of Living

Overall COL Index

88

US national avg = 100
vs National Avg

-12% below national average

Groceries

95

Transportation

92

Healthcare

105

Childcare/mo

$800

Tax Rates

Tax Overview
Total Sales Tax8%
Property Tax Rate0.85%
<p>State 4% + County 3% + City 1%</p>

Georgia has a progressive income tax system, with rates ranging from 1% to 5.99%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$800/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Moderate, with key industries in agriculture, manufacturing, and tourism
Top Local Concerns
Economic development, education, public safety
🚌 Transit for Families

Lumpkin has limited public transportation options, but the city is relatively walkable and bikeable, with some sidewalks and crosswalks

🎡 Top Kid Attractions
  • 🎯
    Florence Marina State Park
  • 🎯
    Providence Canyon Outdoor Recreation Area
  • 🎯
    Lumpkin County Library

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a charming small-town feel, with historic homes and easy access to local amenities. The city is also home to several newer subdivisions with more modern homes and amenities.

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📊 Lumpkin — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Summer months bring higher electricity bills due to air conditioning usage, while winter months see lower utility costs. However, the city's mild winters mean that heating costs are relatively low compared to other parts of the country.

🏛️ Local Tax Details

The ZIP code 31815 has a property tax millage rate of 12.5 mills, with an additional 1% local sales tax

👶 Family & Stroller Friendliness

6, with explanation: Lumpkin has some sidewalks and crosswalks, but they can be uneven and limited in some areas. The city also has several parks and outdoor spaces that are stroller-friendly, but elevator access in transit is limited.

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