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Lusby, MD Utility & Living Guide
Living in Lusby, MD offers a unique blend of rural charm and access to outdoor recreation, with the Chesapeake Bay and surrounding wetlands providing endless opportunities for boating, fishing, and hiking.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.15% |
| Avg Childcare/mo | $1200 |
The housing market in Lusby is characterized by a mix of single-family homes, townhouses, and apartments, with many residents commuting to nearby Washington, D.C. or Annapolis for work. The area is seeing growth in new construction and development, particularly in the form of single-family homes and townhouses. However, the market remains relatively affordable compared to other areas in the region.
Cost of Living
108
+8% above national average
105
96
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.15% |
| <p>State 5% + County 0.5% + City 0.5% (no city tax, just county and state)</p> | |
Maryland has a progressive state income tax system, with rates ranging from 2% to 5.75%, and Lusby residents are subject to these rates.
Family & Relocation
60
7/10
$1200/mo
City Pulse
The public transit system in Lusby is limited, but the area is relatively stroller-friendly, with many parks and outdoor spaces that are accessible to families with young children.
- Calvert Cliffs State Park
- Chesapeake Beach Water Park
- Annmarie Sculpture Garden
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Lusby based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
Calvert County has regulations in place regarding zoning, building permits, and environmental protection, which are enforced by the county government.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Lusby — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Lusby tend to fluctuate with the seasons, with higher electricity costs in the summer due to air conditioning usage and higher heating costs in the winter. However, the area's mild climate means that these fluctuations are relatively moderate compared to other parts of the country.
🏛️ Local Tax Details
The ZIP code 20657, which covers Lusby, has a property tax millage rate of 0.85, with no local surtaxes.
👶 Family & Stroller Friendliness
Score 6/10: while Lusby has many parks and outdoor spaces that are accessible to families with young children, the area's limited public transit system and lack of sidewalks in some areas can make it difficult to get around without a car.
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