Lynn Haven, FL Utility & Living Guide

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Lynn Haven, FL Utility & Living Guide

Lynn Haven is a city in Bay County, Florida, United States, north of Panama City. The population was 18,695 at the 2020 census, up from 18,493 at the 2010 census.

Last updated: July 9, 2026
Total Utilities$285/mo
1BR Rent$1360/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$259,800
📷 Live Cameras — Lynn Haven
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🌤️ Live Weather — Lynn Haven
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Living in Lynn Haven, summers are hot, with Aug highs around 87.6°F, while winters stay mild, with Jan lows rarely below 47.3°F. At just 793 heating degree days per year, home heating costs are minimal. Annual rainfall reaches 63.2 inches, mostly summer thunderstorms. Within 5 miles: 21 parks, 3 groceries, 20 dining spots and 4 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $81,378. With a 7.8% poverty rate and 68.2% homeownership, the community reflects a stable residential mix. Air quality is Good — avg AQI 42 over the past week.
📍 City Briefing
Living in Lynn Haven, summers are hot, with Aug highs around 87.6°F, while winters stay mild, with Jan lows rarely below 47.3°F. At just 793 heating degree days per year, home heating costs are minimal. Annual rainfall reaches 63.2 inches, mostly summer thunderstorms. Within 5 miles: 21 parks, 3 groceries, 20 dining spots and 4 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $81,378. With a 7.8% poverty rate and 68.2% homeownership, the community reflects a stable residential mix. Air quality is Good — avg AQI 42 over the past week.
⚠️ Natural Hazard History — Lynn Haven
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$135/mo

Gulf Power Company
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

City of Lynn Haven Utilities
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead$285/month

Housing Market

Rent & Property
1 Bedroom$1360/mo
2 Bedrooms$1512/mo
3 Bedrooms$1890/mo
Median Home Price$259,800
Property Tax Rate1.1%
Avg Childcare/mo$950

The housing market in Lynn Haven is stable with moderate growth. Many homes feature coastal designs and are family-friendly.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$950

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.1%
<p>State 6% + County 1% + City 0.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score
7/10
Safety Index

55

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$950/mo

City Pulse

Population Trend
+3% (growing)
Political Climate
Red
Business Momentum
Moderate with key industries in tourism, military, and healthcare
Top Local Concerns
Hurricane preparedness, traffic congestion, affordable housing
🚌 Transit for Families

Limited public transit; car-dependent but sidewalks are improving in newer neighborhoods.

🎡 Top Kid Attractions
  • 🎯
    Lynn Haven Beach Park
  • 🎯
    Kinsaul Park
  • 🎯
    Panama City Beach attractions nearby

Household Budget Calculator

Estimate your real monthly cost of living in Lynn Haven based on your household profile.

📰 Live Local News

Short-term rental regulations apply; hurricane building codes are strict.

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📊 Lynn Haven — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$81,378
👤 Median Age
32.9
🏠 Homeownership Rate
68.2%
🔑 Renter Rate
31.8%
📉 Poverty Rate
7.8%
💼 Unemployment Rate
3.4%
📡 Internet Access
93.9%
🎓 College Educated
28.3%

☀️ Seasonal Utility Costs

Summer AC costs can spike utility bills by 30%. Winter heating costs are minimal due to mild temperatures.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by neighborhood, no local surtaxes.

👶 Family & Stroller Friendliness

6/10: Sidewalks are improving but uneven in older areas. Parks are accessible but transit options are limited.

📍 Lynn Haven City Stories

Lynn Haven, Florida — City Overview

Living in Lynn Haven, summers are hot, with Aug highs around 87.6°F, while winters stay mild, with Jan...

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