Lynn, MA Utility & Living Guide

⚡ Amazon Prime Day 2026

Exclusive Deals for Your New Home

🛒 Shop Prime Day Deals Now

As an Amazon Associate I earn from qualifying purchases.

Tier 3 Location

Lynn, MA Utility & Living Guide

Living in Lynn, MA offers a unique blend of urban and coastal living with a rich history and cultural attractions.

Last updated: June 26, 2026
Total Utilities$370/mo
1BR Rent$1500/mo
Sales Tax6.25%
COL Index118 (+10% above national average)
Family Score7/10
Median Home$380,000
🌤️ Live Weather — Lynn
Loading weather...
📷 Live Cameras — Lynn
Live camera
Live · refreshing...
⚠️ Natural Hazard History — Lynn
Loading hazard data...
💼 Calculate Your Future Retirement Income

Moving Your Assets to Lynn?

Moving to Lynn? Find out how much retirement income you could generate based on your current savings, age, and goals. Calculate Your Retirement Income → Free · Takes 2 minutes · No personal data required
💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

National Grid
🔥 Gas

$80/mo

National Grid
💧 Water

$50/mo

Lynn Water and Sewer Commission
🗑️ Garbage

$30/mo

City of Lynn Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead $370/month

Housing Market

Rent & Property
1 Bedroom$1500/mo
2 Bedrooms$1900/mo
3 Bedrooms$2500/mo
Median Home Price$380,000
Property Tax Rate1.34%
Avg Childcare/mo$1200

The housing market in Lynn is competitive, with a mix of old and new homes, and a growing number of new developments and renovations. The city has a strong sense of community, with many residents actively working to improve and preserve its historic neighborhoods. However, affordability can be a challenge, especially for first-time homebuyers.

Cost of Living

Overall COL Index

118

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

102

Healthcare

105

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.34%
<p>State 6.25% + No County tax</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income tax

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue
Business Momentum
High, with key industries in healthcare, technology, and manufacturing
Top Local Concerns
Affordability, public safety, traffic and transportation
🚌 Transit for Families

Lynn has a relatively stroller-friendly public transportation system, with accessible buses and a commuter rail line, but some areas can be challenging to navigate with a stroller due to narrow sidewalks and lack of elevators

🎡 Top Kid Attractions
  • 🎯
    Lynn Museum
  • 🎯
    Lynn Shore Drive
  • 🎯
    Nahant Beach

Best Neighborhoods for Families

The downtown area and nearby neighborhoods like Diamond District and Lynnfield are popular with families, offering a mix of historic homes, parks, and community amenities. The city is also investing in revitalizing its waterfront area, with new parks and public spaces.

Household Budget Calculator

Estimate your real monthly cost of living in Lynn based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Lynn has regulations in place to preserve its historic districts and encourage sustainable development, including zoning laws and environmental ordinances

Lynn is experiencing a surge in new businesses and developments, particularly in the downtown area, with a focus on innovation and entrepreneurship. The city is also investing in initiatives to improve its infrastructure and public transportation.

Financial Tools

Calculators
Planning Tools

Find Another City Guide

Search by city name or ZIP code to find utility costs, housing data and cost of living guides.

📊 Lynn — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Lynn can fluctuate significantly by season, with higher electricity costs in the summer due to air conditioning and higher gas costs in the winter for heating. Residents can expect to pay around 20-30% more for utilities during the peak summer and winter months.

🏛️ Local Tax Details

The city of Lynn has a uniform property tax rate of 1.34%, with no local surtaxes. However, some ZIP codes may have slightly different tax rates due to variations in local assessments and exemptions.

👶 Family & Stroller Friendliness

6/10, with wide sidewalks and accessible parks, but some areas lack elevators and have narrow streets, making it challenging to navigate with a stroller

🏠 Planning Your Move?

Shop moving supplies, storage solutions and home essentials

🛒 Shop on Amazon — Prime Day Deals

As an Amazon Associate I earn from qualifying purchases.