⚡ Featured Deal
Essentials for Your New Home
🛒 Shop This Deal NowAs an Amazon Associate I earn from qualifying purchases.
Lynn, MA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
$80/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1500/mo |
| 2 Bedrooms | $1900/mo |
| 3 Bedrooms | $2500/mo |
| Median Home Price | $380,000 |
| Property Tax Rate | 1.34% |
| Avg Childcare/mo | $1200 |
The housing market in Lynn is competitive, with a mix of old and new homes, and a growing number of new developments and renovations. The city has a strong sense of community, with many residents actively working to improve and preserve its historic neighborhoods. However, affordability can be a challenge, especially for first-time homebuyers.
Cost of Living
118
+10% above national average
105
102
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.34% |
| <p>State 6.25% + No County tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income tax
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Lynn has a relatively stroller-friendly public transportation system, with accessible buses and a commuter rail line, but some areas can be challenging to navigate with a stroller due to narrow sidewalks and lack of elevators
- Lynn Museum
- Lynn Shore Drive
- Nahant Beach
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Lynn based on your household profile.
📰 Live Local News
Lynn has regulations in place to preserve its historic districts and encourage sustainable development, including zoning laws and environmental ordinances
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Lynn — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Lynn can fluctuate significantly by season, with higher electricity costs in the summer due to air conditioning and higher gas costs in the winter for heating. Residents can expect to pay around 20-30% more for utilities during the peak summer and winter months.
🏛️ Local Tax Details
The city of Lynn has a uniform property tax rate of 1.34%, with no local surtaxes. However, some ZIP codes may have slightly different tax rates due to variations in local assessments and exemptions.
👶 Family & Stroller Friendliness
6/10, with wide sidewalks and accessible parks, but some areas lack elevators and have narrow streets, making it challenging to navigate with a stroller
Massachusetts Living Report — July 27, 2026
With a population just shy of seven million, Massachusetts presents a classic trade-off for anyone considering a move:...
Read more →
Massachusetts Living Report — July 26, 2026
Considering a move to Massachusetts means weighing its reputation for top-tier education and historic charm against a notoriously...
Read more →
Massachusetts Living Report — July 25, 2026
For anyone considering a move to Massachusetts, the state presents a compelling but costly proposition. Home to nearly...
Read more →
Massachusetts Living Report — July 24, 2026
With a population of just under seven million—6,984,205 to be precise—Massachusetts is one of the most densely populated...
Read more →
Get your home essentials, storage, and moving supplies delivered.
Shop Moving EssentialsAs an Amazon Associate I earn from qualifying purchases.