Lynnfield, MA Utility & Living Guide

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Tier 3 Location

Lynnfield, MA Utility & Living Guide

Lynnfield is a charming town with a strong sense of community, offering a great quality of life for its residents

Last updated: June 26, 2026
Total Utilities$380/mo
1BR Rent$1400/mo
Sales Tax6.25%
COL Index146 (+20% above national average)
Family Score8/10
Median Home$430,000
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⚠️ Natural Hazard History — Lynnfield
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

National Grid
🔥 Gas

$80/mo

National Grid
💧 Water

$50/mo

Lynnfield Water Department
🗑️ Garbage

$30/mo

Republic Services
📶 Internet

$70/mo

Combined Average Overhead $380/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$430,000
Property Tax Rate1.23%
Avg Childcare/mo$1200

The housing market in Lynnfield is highly competitive, with a mix of old and new homes, and a strong demand for properties. The town has a range of neighborhoods, from affordable to luxury, and a variety of housing types, including single-family homes, condos, and apartments. Overall, Lynnfield is a desirable place to live, with good schools and a convenient location.

Cost of Living

Overall COL Index

146

US national avg = 100
vs National Avg

+20% above national average

Groceries

108

Transportation

94

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.23%
<p>State 5.2% + No County tax + Local 1.05% option tax</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income tax

Family & Relocation

Family Vibe Score
8/10
Safety Index

40

Higher = safer
School Rating

8/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple, with a mix of Democratic and Republican voters
Business Momentum
High, with key industries in technology, healthcare, and education
Top Local Concerns
Traffic, education, public safety
🚌 Transit for Families

Lynnfield has a limited public transportation system, but the town is relatively small and walkable, with some stroller-friendly sidewalks and parks

🎡 Top Kid Attractions
  • 🎯
    Lynnfield Public Library
  • 🎯
    Lynnfield Recreation Department
  • 🎯
    MarketStreet Lynnfield

Best Neighborhoods for Families

The best neighborhoods for families in Lynnfield include the town center, with its shops and restaurants, and the surrounding residential areas, which offer a range of housing options and a strong sense of community. The town also has several parks and playgrounds, making it a great place for kids to grow up.

Household Budget Calculator

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Local Briefing & Neighborhood Pulse

Live Local News

Lynnfield has regulations regarding zoning, building permits, and environmental protection, and residents are encouraged to recycle and conserve water

The current financial trends in Lynnfield show a strong economy, with a low unemployment rate and a growing number of new businesses. However, the town is also experiencing a rise in housing costs, which may affect affordability for some residents.

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📊 Lynnfield — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

In the summer, utility costs in Lynnfield may increase due to air conditioning usage, while in the winter, costs may rise due to heating. However, the town's mild climate means that extreme temperature fluctuations are rare, and residents can expect relatively stable utility bills throughout the year.

🏛️ Local Tax Details

The ZIP code 01940 has a property tax millage rate of 1.23, with no local surtaxes

👶 Family & Stroller Friendliness

7, with good sidewalk quality and park access, but limited elevator access in transit and some areas with limited family infrastructure

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