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Madison, MD Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $1200 |
The housing market in Madison is relatively affordable, with a mix of older and newer homes available. Rentals are limited, but prices are competitive. Waterfront properties are highly sought after, driving up prices in those areas.
Cost of Living
108
+8% above national average
105
92
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 0.85% |
| <p>State 6% + No County tax + No City tax</p> | |
Maryland has a progressive state income tax with rates ranging from 2% to 5.75%
Family & Relocation
60
7/10
$1200/mo
City Pulse
Public transit is limited, but the town is relatively walkable and bike-friendly, with some sidewalks and crosswalks
- Harriet Tubman Underground Railroad National Historical Park
- Blackwater National Wildlife Refuge
- Dorchester County Public Library
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Madison based on your household profile.
📰 Live Local News
Zoning laws and historic district regulations are in place to preserve the town’s character
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Madison — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Summer months bring higher electricity costs due to air conditioning usage, while winter months see increased costs for heating. However, the town's mild climate helps keep utility costs relatively stable throughout the year.
🏛️ Local Tax Details
The ZIP code 21648 has a property tax millage rate of 0.85, with no local surtaxes
👶 Family & Stroller Friendliness
6, with explanation: Madison has some sidewalks and crosswalks, but its rural nature and limited pedestrian infrastructure can make it challenging for stroller use, although the town's flat terrain and scenic views make it a pleasant walking experience
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