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Madison, VA Utility & Living Guide
Living in Madison, VA offers a unique blend of rural charm and convenient access to urban amenities, making it an attractive option for those looking to escape the hustle and bustle of city life.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $1200 |
The housing market in Madison is relatively stable, with a mix of older and newer homes available. The area is popular with families and retirees, and prices tend to be lower than in nearby urban areas. However, the market can be competitive, especially for homes in desirable locations.
Cost of Living
105
+5% above national average
102
96
100
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.3% |
| Property Tax Rate | 0.85% |
| <p>State 4.3% + County 1%</p> | |
Virginia has a progressive state income tax, with rates ranging from 2% to 5.75%. Madison County also has a local income tax of 1%
Family & Relocation
60
7/10
$1200/mo
City Pulse
Madison has a limited public transportation system, but the area is relatively flat and easy to navigate on foot or by bike, making it accessible for families with strollers.
- Shenandoah National Park
- Madison County Recreation Center
- Graves Mountain Farm
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Madison based on your household profile.
📰 Live Local News
Madison County has zoning regulations in place to protect the area’s rural character, and there are also rules governing noise levels, signage, and other aspects of daily life.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Madison — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Madison tend to be higher in the summer months due to air conditioning usage, with average electric bills increasing by 20-30% from June to August. In the winter, heating costs are relatively low due to the area's mild climate, but can still increase by 10-20% from December to February.
🏛️ Local Tax Details
The ZIP code 22727 has a property tax millage rate of 0.85, with no local surtaxes. However, there may be additional taxes or fees for specific services such as water or sewer.
👶 Family & Stroller Friendliness
6, due to the area's relatively flat terrain and good sidewalk infrastructure, but limited public transportation options and some rural areas with no sidewalks or crosswalks.
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