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Manchester, MD Utility & Living Guide
Manchester is a city in the eponymous county of Greater Manchester in North West England. It had a population of over 589,000 in 2024. It borders the Cheshire Plain to the south, the Pennines to the north and east, and the city of Salford to the west. The two cities and the surrounding towns form on
Monthly Utility Costs
$140/mo
$60/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in Manchester is relatively stable, with a mix of older and newer homes available. The town has seen some new development in recent years, but overall the market remains competitive. Home prices have been steadily increasing, making it a good time to buy or sell.
Cost of Living
108
+8% above national average
105
102
101
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.1% |
| <p>State 6% + County 0% + City 0%</p> | |
Maryland has a progressive income tax system, with rates ranging from 4.75% to 5.75%. Manchester residents are subject to state and federal income taxes, but not local income taxes.
Family & Relocation
55
7.2/10
$1200/mo
City Pulse
Manchester has a limited public transportation system, but the town is relatively walkable and bikeable. Parents with strollers may find it easiest to get around by car.
- Manchester Valley Park
- North Carroll Community Park
- Pine Valley Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Manchester based on your household profile.
📰 Live Local News
Manchester has regulations in place regarding zoning, building permits, and noise ordinances. Residents are also required to obtain a permit for certain types of home improvements.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Manchester — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Manchester tend to be higher in the winter months due to heating costs, with the average household paying around $200-300 per month for natural gas and electricity. In the summer, costs are lower, with the average household paying around $100-200 per month for electricity and water.
🏛️ Local Tax Details
The ZIP code 21102 has a property tax millage rate of 0.95, with no local surtaxes. Carroll County also has a transfer tax of 1.5% on real estate transactions.
👶 Family & Stroller Friendliness
6, Manchester has some sidewalks and crosswalks, but they can be uneven and limited in some areas. The town has some parks and playgrounds with stroller-friendly paths, but overall the infrastructure could be improved to make it more accessible for families with strollers.
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