Marblehead, MA Utility & Living Guide

⚡ Featured Deal

Essentials for Your New Home

🛒 Shop This Deal Now

As an Amazon Associate I earn from qualifying purchases.

Tier 3 Location

Marblehead, MA Utility & Living Guide

Living in Marblehead, MA offers a unique blend of historic charm and modern amenities in a picturesque coastal town.

Last updated: September 26, 2026
Total Utilities$380/mo
1BR Rent$1800/mo
Sales Tax6.25%
COL Index146 (+20% above national average)
Family Score8/10
Median Home$640,000
📷 Live Cameras — Marblehead
Live camera
Live · refreshing...
🌤️ Live Weather — Marblehead
Loading weather...
Marblehead is experiencing a surge in remote work and tech industry growth, driving up housing prices and demand for amenities. The town is also investing in sustainable energy initiatives and coastal resilience projects.
⚠️ Natural Hazard History — Marblehead
Loading hazard data...
💼 Calculate Your Future Retirement Income

Moving Your Assets to Marblehead?

Moving to Marblehead? Find out how much retirement income you could generate based on your current savings, age, and goals. Calculate Your Retirement Income → Free · Takes 2 minutes · No personal data required
💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

National Grid
🔥 Gas

$80/mo

National Grid
💧 Water

$50/mo

Marblehead Water Department
🗑️ Garbage

$30/mo

Marblehead Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead$380/month

Housing Market

Rent & Property
1 Bedroom$1800/mo
2 Bedrooms$2200/mo
3 Bedrooms$2800/mo
Median Home Price$640,000
Property Tax Rate1.23%
Avg Childcare/mo$1200

Marblehead’s housing market is highly competitive, with a mix of historic homes and newer constructions. The town has a strong demand for housing, driven by its excellent schools and coastal location. As a result, prices tend to be higher than in surrounding areas.

Cost of Living

Overall COL Index

146

US national avg = 100
vs National Avg

+20% above national average

Groceries

108

Transportation

94

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.23%
<p>State 5.2% + No County tax + Local 0% (no additional local sales tax)</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income tax in Marblehead.

Family & Relocation

Family Vibe Score
8/10
Safety Index

40

Higher = safer
School Rating

8.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue
Business Momentum
High, with key industries in tech, healthcare, and tourism
Top Local Concerns
Traffic, affordability, coastal erosion
🚌 Transit for Families

Marblehead has a walkable downtown area and a commuter rail station, but public transit options are limited, making a car necessary for many residents.

🎡 Top Kid Attractions
  • 🎯
    Marblehead Harbor
  • 🎯
    Devereux Beach
  • 🎯
    Marblehead Museum

Best Neighborhoods for Families

The Old Town and Downtown areas are popular with families, offering a mix of historic homes and modern amenities. The coastal neighborhoods, such as Marblehead Neck, offer stunning views and a more suburban feel.

Household Budget Calculator

Estimate your real monthly cost of living in Marblehead based on your household profile.

Financial Tools

Calculators
Planning Tools

Find Another City Guide

Search by city name or ZIP code to find utility costs, housing data and cost of living guides.

📊 Marblehead — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Marblehead fluctuate significantly with the seasons, with higher electricity costs in the summer due to air conditioning and higher gas costs in the winter for heating. Residents can expect to pay around 20-30% more for utilities during the peak summer and winter months.

🏛️ Local Tax Details

The ZIP code 01945 has a property tax rate of 1.23%, with no local surtaxes. However, residents may be subject to additional taxes on certain types of property, such as commercial or industrial properties.

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, accessible parks, and a relatively flat terrain, making it easy to navigate with a stroller. However, some areas of town have limited elevator access in public buildings and transit stations.

📰 Latest MA Stories
Massachusetts Living Report — October 13, 2026

Massachusetts Living Report — October 13, 2026

Massachusetts Living Report — October 13, 2026 Finklick tracks 278 cities across Massachusetts. Total state population: 6,984,205. Median...

Read more →
Massachusetts Living Report — October 11, 2026

Massachusetts Living Report — October 11, 2026

With a population just shy of seven million—6,984,205 as of the most recent estimates—Massachusetts is the third-most densely...

Read more →
Massachusetts Living Report — October 10, 2026

Massachusetts Living Report — October 10, 2026

Massachusetts presents a compelling paradox for those considering a move: it consistently ranks among the nation’s leaders in...

Read more →
Massachusetts Living Report — October 09, 2026

Massachusetts Living Report — October 09, 2026

For anyone considering a move to Massachusetts, the state presents a study in contrasts: world-class education and healthcare...

Read more →
Amazon

Get your home essentials, storage, and moving supplies delivered.

Shop Moving Essentials

As an Amazon Associate I earn from qualifying purchases.