Mastic, NY Utility & Living Guide

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Tier 3 Location

Mastic, NY Utility & Living Guide

Mastic offers a quiet suburban lifestyle with easy access to beaches and nature preserves.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Mastic
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

PSEG Long Island
🔥 Gas

$50/mo

National Grid
💧 Water

$45/mo

Suffolk County Water Authority
🗑️ Garbage

$25/mo

Town of Brookhaven
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

Mastic has a mix of single-family homes and rental properties, with prices slightly below Suffolk County averages. The market is competitive for waterfront properties near Moriches Bay.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 4% + County 3.5% + Local 0%</p>

New York State income tax ranges from 4% to 8.82% based on income brackets.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+1.2% (growing)
Political Climate
Purple (mixed Democratic/Republican voting patterns)
Business Momentum
Moderate with key industries in healthcare, retail, and marine trades
Top Local Concerns
Flooding, property taxes, school funding
🚌 Transit for Families

Limited public transit (Suffolk County Transit buses), most families rely on cars. Sidewalks exist in some neighborhoods.

🎡 Top Kid Attractions
  • 🎯
    Smith Point County Park
  • 🎯
    Wertheim National Wildlife Refuge
  • 🎯
    Mastic Beach

Best Neighborhoods for Families

Shirley offers better school districts while Mastic Beach has more waterfront properties. Neighborhoods near William Floyd Parkway have newer developments.

Household Budget Calculator

Estimate your real monthly cost of living in Mastic based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Permits required for home renovations. Short-term rentals under 30 days require town approval.

Home values in Mastic have risen 8% year-over-year due to pandemic-era migration trends. Local officials are investing in flood mitigation infrastructure.

Financial Tools

Calculators
Planning Tools

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📊 Mastic — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$96,139
👤 Median Age
32.4
🏠 Homeownership Rate
79.4%
🔑 Renter Rate
20.6%
📉 Poverty Rate
11.6%
💼 Unemployment Rate
8.4%
📡 Internet Access
88.8%
🎓 College Educated
16.1%

☀️ Seasonal Utility Costs

Summer AC usage can double electric bills in July/August. Winter heating costs peak in January with gas bills increasing by 40%.

🏛️ Local Tax Details

ZIP 11950: Property tax rate 1.2%. No additional local surtaxes.

👶 Family & Stroller Friendliness

Score 6/10: Decent sidewalks in town center but limited in residential areas. Good park access but few dedicated stroller paths.

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