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Mathews, VA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $1200 |
The housing market in Mathews is characterized by a mix of older and newer homes, with a strong demand for waterfront properties. The median home price has been steadily increasing over the past few years. Rentals are relatively scarce, especially for larger families.
Cost of Living
105
+5% above national average
102
98
100
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.3% |
| Property Tax Rate | 0.85% |
| <p>State 4.3% + County 1%</p> | |
Virginia has a progressive income tax system with rates ranging from 2% to 5.75%
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Mathews has limited public transportation options, but the area is relatively walkable and bike-friendly, with some sidewalks and crosswalks
- Mathews County Park
- New Point Comfort Lighthouse
- Gwynn's Island
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Mathews based on your household profile.
📰 Live Local News
Mathews County has zoning ordinances and building codes in place to preserve the area’s natural beauty and historic character.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Mathews — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Mathews tend to be higher in the summer due to air conditioning usage, with average electricity bills increasing by 20-30% during the peak summer months. In contrast, winter heating costs are relatively low due to the mild climate.
🏛️ Local Tax Details
The ZIP code 23109 has a property tax millage rate of 0.85, with no local surtaxes
👶 Family & Stroller Friendliness
6, with explanation: Mathews has some sidewalks and crosswalks, but the area is not highly stroller-friendly due to the lack of public transportation and limited pedestrian infrastructure
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