Mathews, VA Utility & Living Guide

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Tier 3 Location

Mathews, VA Utility & Living Guide

Living in Mathews, VA offers a tranquil and scenic experience with its coastal location and small-town charm.

Last updated: June 26, 2026
Total Utilities$280/mo
1BR Rent$1100/mo
Sales Tax5.3%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$340,000
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⚠️ Natural Hazard History — Mathews
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Dominion Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Mathews County Public Works
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$60/mo

Combined Average Overhead $280/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$340,000
Property Tax Rate0.85%
Avg Childcare/mo$1200

The housing market in Mathews is characterized by a mix of older and newer homes, with a strong demand for waterfront properties. The median home price has been steadily increasing over the past few years. Rentals are relatively scarce, especially for larger families.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.85%
<p>State 4.3% + County 1%</p>

Virginia has a progressive income tax system with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in tourism, fishing, and small manufacturing
Top Local Concerns
Traffic, flooding, affordable housing
🚌 Transit for Families

Mathews has limited public transportation options, but the area is relatively walkable and bike-friendly, with some sidewalks and crosswalks

🎡 Top Kid Attractions
  • 🎯
    Mathews County Park
  • 🎯
    New Point Comfort Lighthouse
  • 🎯
    Gwynn's Island

Best Neighborhoods for Families

The town of Mathews and the surrounding areas, such as Gwynn's Island and North, offer a range of housing options and a strong sense of community. Families may prefer the more rural areas for their larger lots and scenic views.

Household Budget Calculator

Estimate your real monthly cost of living in Mathews based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Mathews County has zoning ordinances and building codes in place to preserve the area’s natural beauty and historic character.

The current financial trend in Mathews is a growing demand for vacation rentals and tourism-related businesses, driven by the area's natural attractions. However, this growth also poses challenges for long-term residents and the local infrastructure.

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📊 Mathews — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Mathews tend to be higher in the summer due to air conditioning usage, with average electricity bills increasing by 20-30% during the peak summer months. In contrast, winter heating costs are relatively low due to the mild climate.

🏛️ Local Tax Details

The ZIP code 23109 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

6, with explanation: Mathews has some sidewalks and crosswalks, but the area is not highly stroller-friendly due to the lack of public transportation and limited pedestrian infrastructure

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