⚡ Featured Deal
Essentials for Your New Home
🛒 Shop This Deal NowAs an Amazon Associate I earn from qualifying purchases.
Maunaloa, HI Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $380,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in Maunaloa is relatively small and competitive, with a mix of older homes and newer developments. Rentals are scarce, and prices are higher than in some other parts of the state. However, the town’s natural beauty and outdoor recreation opportunities make it an attractive option for those looking to escape urban life.
Cost of Living
110
+10% above national average
105
100
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 4.166% |
| Property Tax Rate | 1.1% |
| <p>State 4.166% + County 0% + City 0%</p> | |
Hawaii has a progressive state income tax with rates ranging from 1.4% to 11%.
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Maunaloa has limited public transportation options, but the town is relatively small and walkable, with some stroller-friendly sidewalks and parks.
- Kanaloa Trail
- Maunaloa Town Park
- Molokai Ranch
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Maunaloa based on your household profile.
📰 Live Local News
Maunaloa has regulations in place to protect its natural environment and preserve its rural character, including restrictions on development and zoning ordinances.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Maunaloa — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Maunaloa tend to be higher in the summer months due to increased air conditioning usage, while winter months see lower costs due to mild temperatures. However, the town's trade winds and ocean breezes help to mitigate the need for extreme temperature control.
🏛️ Local Tax Details
The ZIP code 96770 has a property tax millage rate of 1.1%, with no local surtaxes.
👶 Family & Stroller Friendliness
6/10, with explanation: Maunaloa's sidewalks are generally well-maintained, but the town's rural nature means that some areas may be more challenging to navigate with a stroller. However, the town's parks and outdoor spaces are stroller-friendly, and many businesses are accessible with a stroller.
Hawaii Living Report — July 27, 2026
The dream of trading a mainland commute for the sound of breaking waves is powerful, but anyone considering...
Read more →
Hawaii Living Report — July 26, 2026
Dreaming of paradise often conjures images of Hawaii’s turquoise waters and volcanic landscapes, but for the 1,450,589 residents...
Read more →
Hawaii Living Report — July 25, 2026
The decision to relocate to Hawaii often begins with a postcard image of turquoise water and volcanic peaks,...
Read more →
Hawaii Living Report — July 24, 2026
The dream of trading mainland traffic for gentle trade winds and a daily soundtrack of ocean waves is...
Read more →Get your home essentials, storage, and moving supplies delivered.
Shop Moving EssentialsAs an Amazon Associate I earn from qualifying purchases.