Mc Coy, VA Utility & Living Guide

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Tier 3 Location

Mc Coy, VA Utility & Living Guide

Living in Mc Coy, VA offers a tranquil and scenic experience with easy access to outdoor recreation and a strong sense of community.

Last updated: June 26, 2026
Total Utilities$250/mo
1BR Rent$1000/mo
Sales Tax5.3%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
🌤️ Live Weather — Mc Coy
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📷 Live Cameras — Mc Coy
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⚠️ Natural Hazard History — Mc Coy
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

Dominion Energy
🔥 Gas

N/A - Electric only
💧 Water

$40/mo

Mc Coy Water Department
🗑️ Garbage

$20/mo

Mc Coy Waste Management
📶 Internet

$60/mo

Combined Average Overhead $250/month

Housing Market

Rent & Property
1 Bedroom$1000/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate0.8%
Avg Childcare/mo$900

The housing market in Mc Coy is relatively affordable, with a range of options from cozy starter homes to larger family residences. However, the market can be competitive, and prices may vary depending on location and amenities. Rentals are also available, but may be limited in certain areas.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

100

Transportation

95

Healthcare

105

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.8%
<p>State 4.3% + County 1% + City 0%</p>

Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description
Business Momentum
Moderate with key industries in tourism, healthcare, and education
Top Local Concerns
Traffic, affordable housing, environmental preservation
🚌 Transit for Families

Mc Coy has limited public transportation options, but its downtown area is relatively stroller-friendly, with wide sidewalks and accessible shops and restaurants.

🎡 Top Kid Attractions
  • 🎯
    Shenandoah National Park
  • 🎯
    Mc Coy Lake
  • 🎯
    Mc Coy Community Park

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a charming and family-friendly atmosphere, with easy access to parks, schools, and local amenities. The nearby lake and national park also provide opportunities for outdoor recreation and exploration.

Household Budget Calculator

Estimate your real monthly cost of living in Mc Coy based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Mc Coy has regulations in place to preserve its natural environment and historic character, including zoning ordinances and building codes.

Mc Coy is experiencing growth in its tourism industry, driven by its natural beauty and outdoor recreation opportunities. However, this growth also brings challenges, such as managing traffic and preserving the area's character.

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📊 Mc Coy — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Mc Coy tend to be higher in the summer months due to air conditioning usage, with average electricity bills increasing by 20-30% from June to August. In contrast, winter months see lower utility bills, with average costs decreasing by 10-20% from December to February.

🏛️ Local Tax Details

The ZIP code 24458 has a property tax millage rate of 0.65, with no local surtaxes.

👶 Family & Stroller Friendliness

Score 6/10: Mc Coy has wide sidewalks and accessible shops and restaurants in its downtown area, but its limited public transportation options and lack of elevator access in some buildings may pose challenges for stroller-using families.

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