Mc Rae, GA Utility & Living Guide

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Mc Rae, GA Utility & Living Guide

Living in Mc Rae, GA offers a charming small-town experience with a strong sense of community and affordable living

Last updated: June 26, 2026
Total Utilities$250/mo
1BR Rent$900/mo
Sales Tax8%
COL Index88 (-12% below national average)
Family Score7/10
Median Home$180,000
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⚠️ Natural Hazard History — Mc Rae
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Georgia Power
🔥 Gas

N/A - Electric only
💧 Water

$30/mo

City of Mc Rae Water Department
🗑️ Garbage

$20/mo

Waste Management
📶 Internet

$60/mo

Combined Average Overhead $250/month

Housing Market

Rent & Property
1 Bedroom$900/mo
2 Bedrooms$1200/mo
3 Bedrooms$1600/mo
Median Home Price$180,000
Property Tax Rate0.9%
Avg Childcare/mo$800

The housing market in Mc Rae is relatively affordable, with a range of options from historic homes to new constructions. Rentals are also available, although options may be limited. The city has seen some growth in recent years, but housing prices remain competitive.

Cost of Living

Overall COL Index

88

US national avg = 100
vs National Avg

-12% below national average

Groceries

95

Transportation

92

Healthcare

105

Childcare/mo

$800

Tax Rates

Tax Overview
Total Sales Tax8%
Property Tax Rate0.9%
<p>State 4% + County 3% + City 1%</p>

Georgia has a progressive income tax system with six tax brackets, ranging from 1% to 5.99%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

5.5/10

GreatSchools avg
Avg Childcare

$800/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Moderate, with key industries in agriculture, manufacturing, and healthcare
Top Local Concerns
poverty, lack of job opportunities, infrastructure development
🚌 Transit for Families

Mc Rae has limited public transportation options, but sidewalks and parks are generally stroller-friendly

🎡 Top Kid Attractions
  • 🎯
    Telfair State Prison Historic Site
  • 🎯
    Mc Rae City Park
  • 🎯
    Ocmulgee River

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a mix of historic homes and new constructions, with easy access to local amenities. The city's outskirts have more rural areas with larger lots and a quieter atmosphere.

Household Budget Calculator

Estimate your real monthly cost of living in Mc Rae based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Mc Rae has ordinances regulating noise levels, pet ownership, and yard maintenance

Mc Rae is experiencing growth in its downtown area, with new businesses and restaurants opening. However, the city still faces challenges related to poverty and limited job opportunities.

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📊 Mc Rae — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Summer months bring higher electricity bills due to air conditioning usage, while winter months see lower utility costs. However, the mild winters in Mc Rae mean that heating costs are relatively low compared to other parts of the country.

🏛️ Local Tax Details

The ZIP code 31055 has a property tax millage rate of 12.5 mills, with no local surtaxes

👶 Family & Stroller Friendliness

6, due to the presence of sidewalks and parks, but limited public transportation options and some areas with rough terrain

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