Medford, NY Utility & Living Guide

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Tier 3 Location

Medford, NY Utility & Living Guide

Medford offers a suburban lifestyle with easy access to New York City, making it a great place for families and commuters.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Medford
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

PSEG Long Island
🔥 Gas

$50/mo

National Grid
💧 Water

$45/mo

Suffolk County Water Authority
🗑️ Garbage

$25/mo

Town of Brookhaven
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Medford is competitive, with steady demand from families and commuters. Prices have risen moderately over the past few years due to its proximity to NYC.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 4% + County 3.5% + City 0%</p>

New York State has progressive income tax rates ranging from 4% to 8.82%.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+3% (growing)
Political Climate
Purple
Business Momentum
Moderate with key industries in retail, healthcare, and construction.
Top Local Concerns
Traffic congestion, property taxes, school funding
🚌 Transit for Families

Public transit is limited; most families rely on cars, but sidewalks are well-maintained in residential areas.

🎡 Top Kid Attractions
  • 🎯
    Holtsville Ecology Site
  • 🎯
    Long Island Game Farm
  • 🎯
    Medford Historical Society

Best Neighborhoods for Families

The neighborhoods near Medford Elementary School are popular for families due to their quiet streets and proximity to parks.

Household Budget Calculator

Estimate your real monthly cost of living in Medford based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must obtain permits for home renovations and adhere to Suffolk County recycling guidelines.

Medford's economy is growing with investments in local businesses and infrastructure. Rising home values reflect its appeal to NYC commuters.

Financial Tools

Calculators
Planning Tools

Find Another City Guide

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📊 Medford — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$104,773
👤 Median Age
42.7
🏠 Homeownership Rate
90.3%
🔑 Renter Rate
9.7%
📉 Poverty Rate
6.4%
💼 Unemployment Rate
7.0%
📡 Internet Access
91.3%
🎓 College Educated
25.3%

☀️ Seasonal Utility Costs

Electricity costs spike in summer due to AC use, while gas bills rise in winter for heating. Water usage remains steady year-round.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by school district, with Medford area rates averaging 1.2%.

👶 Family & Stroller Friendliness

7/10 with explanation: sidewalks are generally good, parks are accessible, but transit lacks elevators.

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