Melfa, VA Utility & Living Guide

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Tier 3 Location

Melfa, VA Utility & Living Guide

Living in Melfa, VA offers a tranquil and scenic experience with its rural landscape and proximity to the Chesapeake Bay

Last updated: June 26, 2026
Total Utilities$280/mo
1BR Rent$1000/mo
Sales Tax5.3%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
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⚠️ Natural Hazard History — Melfa
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Dominion Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Accomack County Public Works
🗑️ Garbage

$30/mo

Accomack County Public Works
📶 Internet

$60/mo

Combined Average Overhead $280/month

Housing Market

Rent & Property
1 Bedroom$1000/mo
2 Bedrooms$1300/mo
3 Bedrooms$1800/mo
Median Home Price$280,000
Property Tax Rate0.85%
Avg Childcare/mo$900

The housing market in Melfa is relatively affordable, with a range of options from single-family homes to apartments. However, the market can be competitive, especially for rentals. New developments are being built to accommodate the growing population.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.85%
<p>State 4.3% + Local 1%</p>

Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in tourism, agriculture, and small business
Top Local Concerns
Traffic, affordable housing, job opportunities
🚌 Transit for Families

Public transit options are limited, but the town is relatively walkable and bikeable, with some sidewalks and crosswalks

🎡 Top Kid Attractions
  • 🎯
    Kiptopeke State Park
  • 🎯
    Eastern Shore of Virginia National Wildlife Refuge
  • 🎯
    Chincoteague Island

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a charming small-town feel, with easy access to shops and restaurants. The area around Kiptopeke State Park is also popular for its natural beauty and outdoor recreational opportunities.

Household Budget Calculator

Estimate your real monthly cost of living in Melfa based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Zoning laws and building permits are regulated by Accomack County, and residents are required to obtain permits for certain home improvements

Melfa is experiencing growth in its tourism industry, driven by its natural beauty and outdoor recreational opportunities. However, this growth also brings challenges, such as increased traffic and strain on local resources.

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📊 Melfa — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Melfa tend to be higher in the summer due to air conditioning usage, with average electric bills increasing by 20-30% during the peak summer months. In the winter, heating costs are relatively low due to the mild climate.

🏛️ Local Tax Details

The ZIP code 23410 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

6, with explanation: Melfa has some sidewalks and crosswalks, but they can be uneven and limited in some areas. However, the town is relatively small and walkable, and many parks and outdoor spaces are stroller-friendly.

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