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Melrose, MA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$150/mo
$80/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1800/mo |
| 2 Bedrooms | $2200/mo |
| 3 Bedrooms | $2800/mo |
| Median Home Price | $440,000 |
| Property Tax Rate | 1.34% |
| Avg Childcare/mo | $1200 |
Melrose has a highly competitive housing market with a mix of old and new homes, prices are rising due to its proximity to Boston and good schools. The city offers a range of housing options from apartments to single-family homes. However, affordability can be a challenge for some buyers.
Cost of Living
146
+46% above national average
108
94
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.34% |
| <p>State 6.25% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%
Family & Relocation
60
8/10
$1200/mo
City Pulse
Melrose has a relatively stroller-friendly public transit system, with accessible buses and a commuter rail station, but some areas can be challenging to navigate with a stroller
- Melrose Public Library
- Ell Pond
- Franklin Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Melrose based on your household profile.
📰 Live Local News
Melrose has regulations regarding zoning, parking, and waste management, and residents are encouraged to recycle
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Melrose — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Melrose can fluctuate significantly by season, with higher costs in the winter due to heating and in the summer due to air conditioning. Residents can expect to pay more for electricity and gas during these peak months, but can also take advantage of energy-efficient programs and rebates offered by the city and utility companies.
🏛️ Local Tax Details
The ZIP code 02176 has a property tax millage rate of 1.34, with no local surtaxes
👶 Family & Stroller Friendliness
7, Melrose has good sidewalk quality and park access, but some areas lack elevator access in transit and family infrastructure, making it somewhat challenging to navigate with a stroller
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