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Memphis, FL Utility & Living Guide
Living in Memphis, FL offers a small-town charm with a close-knit community and affordable living.
Monthly Utility Costs
$120/mo
$50/mo
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1200/mo |
| 2 Bedrooms | $1600/mo |
| 3 Bedrooms | $2100/mo |
| Median Home Price | $320,000 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $1000 |
The housing market in Memphis, FL is stable with moderate growth. Affordable homes and low property taxes make it attractive for families and retirees.
Cost of Living
105
+5% above national average
102
98
100
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.2% |
| <p>State 6% + County 1% + City 0.5%</p> | |
Florida has no state income tax.
Family & Relocation
50
6.5/10
$1000/mo
City Pulse
Public transit is limited, but sidewalks and parks are accessible for strollers.
- Memphis Community Park
- Local Library Storytime
- Splash Pad
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Memphis based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
Key local rules include noise ordinances and zoning laws for residential areas.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Memphis — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs rise in summer due to increased AC usage. Winter heating costs are minimal due to mild temperatures.
🏛️ Local Tax Details
Key ZIP code level tax info: property tax millage rates vary by district, no local surtaxes specific to Memphis county.
👶 Family & Stroller Friendliness
6/10 with explanation: decent sidewalk quality, good park access, limited elevator access in transit, moderate family infrastructure in Memphis
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