Memphis, FL Utility & Living Guide

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Memphis, FL Utility & Living Guide

Memphis is an unincorporated community and census-designated place (CDP) in Manatee County, Florida, United States. The population was 9,024 as of the 2020 census, up from 7,848 in 2010.

Last updated: July 8, 2026
Total Utilities$305/mo
1BR Rent$1021/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$268,700
📷 Live Cameras — Memphis
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🌤️ Live Weather — Memphis
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Living in Memphis, summers are hot, with Aug highs around 88.0°F, while winters stay mild, with Jan lows rarely below 54.8°F. At just 79 heating degree days per year, home heating costs are minimal. Annual rainfall reaches 59.8 inches, mostly summer thunderstorms. Median household income: $70,049. With a 21.4% poverty rate and 71.4% homeownership, the community reflects a stable residential mix. Nearby cities: South Bradenton (6mi S), Ruskin (14mi NE), Sarasota (14mi S). Air quality is Good — avg AQI 39 over the past week.
📍 City Briefing
Living in Memphis, summers are hot, with Aug highs around 88.0°F, while winters stay mild, with Jan lows rarely below 54.8°F. At just 79 heating degree days per year, home heating costs are minimal. Annual rainfall reaches 59.8 inches, mostly summer thunderstorms. Median household income: $70,049. With a 21.4% poverty rate and 71.4% homeownership, the community reflects a stable residential mix. Nearby cities: South Bradenton (6mi S), Ruskin (14mi NE), Sarasota (14mi S). Air quality is Good — avg AQI 39 over the past week.
⚠️ Natural Hazard History — Memphis
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Duke Energy Florida
🔥 Gas

$50/mo

N/A - Electric only
💧 Water

$45/mo

Memphis Utilities Department
🗑️ Garbage

$25/mo

Waste Pro USA
📶 Internet

$65/mo

Combined Average Overhead$305/month

Housing Market

Rent & Property
1 Bedroom$1021/mo
2 Bedrooms$1135/mo
3 Bedrooms$1418/mo
Median Home Price$268,700
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Memphis, FL is stable with moderate growth. Affordable homes and low property taxes make it attractive for families and retirees.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6% + County 1% + City 0.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+3% (growing)
Political Climate
Purple description
Business Momentum
Moderate with key industries in agriculture, retail, and healthcare.
Top Local Concerns
Infrastructure, education, healthcare access
🚌 Transit for Families

Public transit is limited, but sidewalks and parks are accessible for strollers.

🎡 Top Kid Attractions
  • 🎯
    Memphis Community Park
  • 🎯
    Local Library Storytime
  • 🎯
    Splash Pad

Best Neighborhoods for Families

The downtown area offers walkability, while suburban neighborhoods provide larger homes and yards for families.

Household Budget Calculator

Estimate your real monthly cost of living in Memphis based on your household profile.

Financial Tools

Calculators
Planning Tools

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📊 Memphis — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$70,049
👤 Median Age
36.2
🏠 Homeownership Rate
71.4%
🔑 Renter Rate
28.6%
📉 Poverty Rate
21.4%
💼 Unemployment Rate
7.8%
📡 Internet Access
82.7%
🎓 College Educated
19.9%

☀️ Seasonal Utility Costs

Utility costs rise in summer due to increased AC usage. Winter heating costs are minimal due to mild temperatures.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by district, no local surtaxes specific to Memphis county.

👶 Family & Stroller Friendliness

6/10 with explanation: decent sidewalk quality, good park access, limited elevator access in transit, moderate family infrastructure in Memphis

📍 Memphis City Stories

Memphis, Florida — City Overview

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