Merry Point, VA Utility & Living Guide

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Tier 3 Location

Merry Point, VA Utility & Living Guide

Living in Merry Point, VA offers a tranquil and scenic experience with access to the Chesapeake Bay and a strong sense of community.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax5.3%
COL Index110 (+10% above national average)
Family Score7/10
Median Home$280,000
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⚠️ Natural Hazard History — Merry Point
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Dominion Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Lancaster County Public Works
🗑️ Garbage

$30/mo

Lancaster County Waste Management
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate0.85%
Avg Childcare/mo$1200

The housing market in Merry Point is characterized by a mix of older and newer homes, with a range of prices to suit different budgets. The area is popular with families and retirees, and the median home price is relatively affordable compared to other parts of the state. However, the market can be competitive, especially during the summer months when demand is highest.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

95

Healthcare

105

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.85%
<p>State 4.3% + County 1% + No City tax</p>

Virginia has a progressive state income tax with rates ranging from 2% to 5.75%, and Merry Point residents are subject to these rates.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views reflecting the area's rural and coastal characteristics.
Business Momentum
Moderate, with key industries including tourism, fishing, and small business entrepreneurship.
Top Local Concerns
Traffic and road maintenance, Environmental conservation, Affordable housing
🚌 Transit for Families

Merry Point has limited public transportation options, but the area is relatively flat and easy to navigate with a stroller, with many parks and outdoor spaces accessible on foot or by bike.

🎡 Top Kid Attractions
  • 🎯
    Lancaster County Park
  • 🎯
    Chesapeake Bay Beach
  • 🎯
    Belle Isle State Park

Best Neighborhoods for Families

The area around the Chesapeake Bay is popular with families, offering scenic views and access to outdoor recreation. The historic district in nearby Kilmarnock is also a desirable area, with its charming shops and restaurants. For those looking for a more rural setting, the surrounding countryside offers a range of options, from farmhouses to suburban developments.

Household Budget Calculator

Estimate your real monthly cost of living in Merry Point based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Merry Point has regulations in place to protect the local environment and preserve the area’s natural beauty, including rules on waterfront development and waste disposal.

Merry Point is experiencing a trend of increasing property values and a growing demand for vacation rentals, driven by the area's popularity with tourists and outdoor enthusiasts. However, this growth also poses challenges for long-time residents and local businesses, who must adapt to changing market conditions and rising costs.

Financial Tools

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📊 Merry Point — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Merry Point tend to be higher in the summer months, when air conditioning is in use, and lower in the winter, when heating demands are reduced. However, the area's mild climate means that extreme temperature fluctuations are rare, and overall utility costs remain relatively stable throughout the year.

🏛️ Local Tax Details

The ZIP code 22513 has a property tax millage rate of 0.85%, with no local surtaxes. However, residents may be subject to additional taxes on certain types of property, such as waterfront land or commercial developments.

👶 Family & Stroller Friendliness

Score 6/10, with explanation: while Merry Point has many parks and outdoor spaces that are accessible with a stroller, the area's limited public transportation options and lack of sidewalks in some areas can make it difficult to get around without a car.

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