Middle Island, NY Utility & Living Guide

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Middle Island, NY Utility & Living Guide

Middle Island offers a peaceful suburban lifestyle with easy access to Long Island's amenities.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Middle Island
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

PSEG Long Island
🔥 Gas

$50/mo

National Grid
💧 Water

$45/mo

Suffolk County Water Authority
🗑️ Garbage

$25/mo

Town of Brookhaven Sanitation Department
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

Middle Island’s housing market is competitive, with steady demand for single-family homes. Prices have risen moderately over the past few years, making it more affordable than other parts of Long Island.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 4% + County 3.5% + City 0%</p>

New York State has progressive income tax rates ranging from 4% to 8.82%.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple
Business Momentum
Moderate with key industries in healthcare, retail, and small manufacturing
Top Local Concerns
Property taxes, traffic congestion, school funding
🚌 Transit for Families

Public transit options are limited, but sidewalks are generally well-maintained in residential areas.

🎡 Top Kid Attractions
  • 🎯
    Long Island Game Farm
  • 🎯
    Middle Island Community Park
  • 🎯
    Splish Splash Water Park

Best Neighborhoods for Families

The areas near the Middle Island Public Library and the Middle Country Central School District are popular among families for their safety and proximity to schools.

Household Budget Calculator

Estimate your real monthly cost of living in Middle Island based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must obtain permits for home renovations and adhere to Suffolk County’s strict waste disposal rules.

Middle Island is seeing increased investment in local businesses, particularly in healthcare and retail. Home values are rising steadily due to its affordability compared to neighboring areas.

Financial Tools

Calculators
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📊 Middle Island — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$81,599
👤 Median Age
44.4
🏠 Homeownership Rate
72.5%
🔑 Renter Rate
27.5%
📉 Poverty Rate
7.4%
💼 Unemployment Rate
3.6%
📡 Internet Access
85.2%
🎓 College Educated
28.1%

☀️ Seasonal Utility Costs

Utility costs peak in winter due to heating needs, while summer sees moderate increases from air conditioning use. Gas bills typically double in winter months.

🏛️ Local Tax Details

Key ZIP code level tax info: Suffolk County property tax millage rate of 1.2%, no local surtaxes specific to Middle Island.

👶 Family & Stroller Friendliness

6/10 with explanation: Sidewalks are decent but not universal, park access is good, transit lacks elevators, and family infrastructure is average.

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