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Middleburg, FL Utility & Living Guide
Middleburg is an unincorporated area and census-designated place (CDP) within Clay County in the U.S. state of Florida, located 26 miles (42 km) southwest of downtown Jacksonville and 16 miles (26 km) northwest of Green Cove Springs, the county seat of Clay County.
Monthly Utility Costs
$120/mo
—
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $999/mo |
| 2 Bedrooms | $1111/mo |
| 3 Bedrooms | $1388/mo |
| Median Home Price | $221,500 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $1000 |
Middleburg’s housing market is growing steadily, with demand driven by affordability compared to nearby Jacksonville. New developments are expanding housing options.
Cost of Living
105
+5% above national average
102
98
100
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.2% |
| <p>State 6% + County 1% + City 0.5%</p> | |
Florida has no state income tax.
Family & Relocation
50
6.5/10
$1000/mo
City Pulse
Limited public transit; car-dependent but sidewalks are improving in newer subdivisions.
- Middleburg Clay County Park
- Camp Chowenwaw Park
- Middleburg Branch Library
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Middleburg based on your household profile.
📰 Live Local News
Residents must adhere to Clay County zoning laws and Middleburg’s noise ordinances.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Middleburg — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Summer AC costs can double electric bills from June-August. Winter heating costs are minimal due to mild Florida winters.
🏛️ Local Tax Details
ZIP 32068: Millage rate 14.5 mills. No local surtaxes specific to Middleburg.
👶 Family & Stroller Friendliness
6/10: Decent sidewalk coverage in newer areas but limited elevator access. Good park access improves score.
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