Middleton, MA Utility & Living Guide

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Tier 3 Location

Middleton, MA Utility & Living Guide

Living in Middleton, MA offers a unique blend of rural charm and suburban convenience just north of Boston

Last updated: June 26, 2026
Total Utilities$370/mo
1BR Rent$1500/mo
Sales Tax6.25%
COL Index118 (+18% above national average)
Family Score7/10
Median Home$430,000
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⚠️ Natural Hazard History — Middleton
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

National Grid
🔥 Gas

$80/mo

National Grid
💧 Water

$50/mo

Middleton Water Department
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead $370/month

Housing Market

Rent & Property
1 Bedroom$1500/mo
2 Bedrooms$1900/mo
3 Bedrooms$2500/mo
Median Home Price$430,000
Property Tax Rate1.23%
Avg Childcare/mo$1200

The housing market in Middleton is competitive, with a mix of older and newer homes available. The town has seen significant growth in recent years, with many new developments and renovations. As a result, prices have risen, but the town still offers a range of options for buyers and renters.

Cost of Living

Overall COL Index

118

US national avg = 100
vs National Avg

+18% above national average

Groceries

105

Transportation

102

Healthcare

105

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.23%
<p>State 5.2% + No County tax + No City tax</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+10% (growing)
Political Climate
Purple description, with a mix of Democratic and Republican voters
Business Momentum
High, with key industries in tech, healthcare, and education
Top Local Concerns
Traffic, housing affordability, school funding
🚌 Transit for Families

Middleton has a limited public transit system, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks

🎡 Top Kid Attractions
  • 🎯
    Middleton Recreation Department
  • 🎯
    Ipswich River Wildlife Sanctuary
  • 🎯
    Boston Museum of Science

Best Neighborhoods for Families

The town center and surrounding neighborhoods offer a range of housing options and a strong sense of community, with easy access to local parks, schools, and shops. The area around the Ipswich River is also popular for its natural beauty and outdoor recreational opportunities.

Household Budget Calculator

Estimate your real monthly cost of living in Middleton based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Middleton has regulations regarding zoning, building permits, and environmental protection

The current financial trends in Middleton show a strong demand for housing and a growing economy, driven by its proximity to Boston and the tech industry. However, this growth also puts pressure on local infrastructure and services.

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📊 Middleton — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

In the summer, utility costs in Middleton can increase due to air conditioning usage, while in the winter, heating costs rise due to the cold New England climate. As a result, residents can expect to pay more for utilities during these peak seasons.

🏛️ Local Tax Details

The ZIP code 01949 has a property tax rate of 1.23%, with no local surtaxes

👶 Family & Stroller Friendliness

6, due to the town's relatively walkable sidewalks and parks, but limited public transit options and some areas with poor sidewalk quality

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