Midland, MD Utility & Living Guide

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Midland, MD Utility & Living Guide

Living in Midland, MD offers a tranquil and scenic experience with easy access to outdoor recreation and a strong sense of community.

Last updated: October 4, 2026
Total Utilities$250/mo
1BR Rent$1000/mo
Sales Tax6%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
📷 Live Cameras — Midland
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🌤️ Live Weather — Midland
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Midland is experiencing a trend of increasing property values and a growing demand for outdoor recreation and tourism. The local economy is also seeing growth in the service and retail sectors.
⚠️ Natural Hazard History — Midland
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

Potomac Edison
🔥 Gas

—

N/A - Electric only
💧 Water

$40/mo

Town of Midland Water Department
🗑️ Garbage

$20/mo

Town of Midland Public Works
📶 Internet

$60/mo

Combined Average Overhead$250/month

Housing Market

Rent & Property
1 Bedroom$1000/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$280,000
Property Tax Rate1.1%
Avg Childcare/mo$900

The housing market in Midland is relatively stable, with a mix of older and newer homes available. Rentals are limited, but affordable options can be found. Home prices have been steadily increasing over the past few years.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.1%
<p>State 6% + No County tax + No City tax</p>

Maryland has a progressive income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Moderate, with key industries in tourism, healthcare, and small manufacturing
Top Local Concerns
Economic growth, infrastructure development, environmental conservation
🚌 Transit for Families

Public transit is limited, but the town is relatively walkable and bike-friendly, with some sidewalks and crosswalks

🎡 Top Kid Attractions
  • 🎯
    Casselman River Bridge State Park
  • 🎯
    New Germany State Park
  • 🎯
    Frostburg State University Planetarium

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a mix of historic homes and newer developments, with easy access to local amenities and outdoor recreation. Families may also consider the nearby town of Frostburg for its schools and community resources.

Household Budget Calculator

Estimate your real monthly cost of living in Midland based on your household profile.

📰 Live Local News

Zoning laws and building permits are strictly enforced to maintain the town’s character and prevent over-development

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📊 Midland — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Midland tend to be higher in the winter months due to heating needs, with average electric bills increasing by 20-30% from December to February. In the summer, costs are relatively stable, with some increase in water usage for lawn care and outdoor activities.

🏛️ Local Tax Details

The 21542 ZIP code has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

6, with explanation: Midland has some sidewalks and crosswalks, but they can be uneven and limited in some areas. Park access is good, with several playgrounds and green spaces, but elevator access in transit is not available.

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