Milford, NH Utility & Living Guide

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Milford, NH Utility & Living Guide

Living in Milford, NH offers a charming small-town experience with easy access to outdoor recreation and a strong sense of community.

Last updated: June 26, 2026
Total Utilities$380/mo
1BR Rent$1400/mo
COL Index118 (+10% above national average)
Family Score7/10
Median Home$340,000
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⚠️ Natural Hazard History — Milford
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

$80/mo

Liberty Utilities
💧 Water

$50/mo

Milford Water Department
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead $380/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$340,000
Property Tax Rate1.8%
Avg Childcare/mo$1200

The housing market in Milford is competitive, with a mix of older and newer homes available. The town has seen steady growth in recent years, with many young families and professionals moving to the area. Rentals are also available, but can be scarce, especially in the summer months.

Cost of Living

Overall COL Index

118

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

92

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Property Tax Rate1.8%
<p>State 0% + No county tax + No city tax, but subject to state and local property taxes</p>

New Hampshire has no state income tax, but taxes dividends and interest income at 5%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in healthcare, technology, and manufacturing
Top Local Concerns
Traffic, affordable housing, school funding
🚌 Transit for Families

Milford has a limited public transportation system, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks.

🎡 Top Kid Attractions
  • 🎯
    Milford Drive-In
  • 🎯
    Hampshire Hills Sports and Fitness Center
  • 🎯
    Silver Lake State Park

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods, such as the Milford Village and the French Hill area, are popular with families due to their walkability, proximity to schools and amenities, and historic charm.

Household Budget Calculator

Estimate your real monthly cost of living in Milford based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Milford has zoning regulations and historic district ordinances to preserve the town’s character and charm.

Milford's economy is growing, driven by its proximity to major highways and the presence of several large employers in the area. The town is also seeing an increase in entrepreneurship and small business development, particularly in the tech and healthcare sectors.

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📊 Milford — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Milford can fluctuate significantly by season, with higher electricity costs in the summer due to air conditioning and higher gas costs in the winter due to heating. Residents can expect to pay around 20-30% more for utilities during the peak summer and winter months.

🏛️ Local Tax Details

The town of Milford has a property tax rate of $24.15 per $1,000 of assessed value, with no local surtaxes.

👶 Family & Stroller Friendliness

6/10, due to the presence of some stroller-friendly sidewalks and parks, but also some areas with limited accessibility and uneven terrain.

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