Mill River, MA Utility & Living Guide

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Mill River, MA Utility & Living Guide

Living in Mill River, MA offers a charming small-town experience with easy access to outdoor recreation and a strong sense of community.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax6.25%
COL Index110 (+10% above national average)
Family Score7/10
Median Home$280,000
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⚠️ Natural Hazard History — Mill River
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Mill River Water Department
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$280,000
Property Tax Rate1.25%
Avg Childcare/mo$1200

The housing market in Mill River is relatively stable, with a mix of older and newer homes available. Rentals are scarce, and prices have been increasing in recent years. Homebuyers can find a range of options, from cozy cottages to larger family homes.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

95

Healthcare

105

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.25%
<p>State 5.2% + No County tax + No City tax</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in healthcare, education, and tourism
Top Local Concerns
Affordability, traffic, and environmental conservation
🚌 Transit for Families

Mill River has limited public transportation options, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks.

🎡 Top Kid Attractions
  • 🎯
    Berkshire Museum
  • 🎯
    Clark Art Institute
  • 🎯
    October Mountain State Forest

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a charming, small-town feel, with easy access to shops, restaurants, and community events. Families may also consider the nearby towns of Lenox and Stockbridge for their excellent schools and amenities.

Household Budget Calculator

Estimate your real monthly cost of living in Mill River based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents are subject to Massachusetts state laws and regulations, including those related to recycling, zoning, and building codes.

Mill River is experiencing a trend of increasing property values, driven by its desirable location and limited housing supply. However, this growth also puts pressure on affordability for long-time residents and first-time homebuyers.

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📊 Mill River — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Mill River tend to be higher in the winter months due to heating needs, with average electricity bills increasing by 20-30% from December to February. In contrast, summer months see lower utility bills, with some residents opting for energy-efficient cooling solutions to mitigate the costs.

🏛️ Local Tax Details

The ZIP code 01244 has a property tax millage rate of 1.25, with no local surtaxes. However, residents may be subject to additional taxes or fees for specific services, such as water and sewer.

👶 Family & Stroller Friendliness

6/10, with explanation: Mill River has some stroller-friendly sidewalks and parks, but the town's hilly terrain and limited public transportation options can make it challenging for families with young children to get around without a car.

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