⚡ Featured Deal
Essentials for Your New Home
🛒 Shop This Deal NowAs an Amazon Associate I earn from qualifying purchases.
Monrovia, MD Utility & Living Guide
Living in Monrovia, MD offers a tranquil suburban experience with easy access to nearby cities and a strong sense of community.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $380,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in Monrovia is competitive, with a mix of older and newer homes available. The area is popular with families and commuters due to its proximity to major highways and cities. Home prices have been steadily increasing in recent years.
Cost of Living
110
+10% above national average
105
102
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.1% |
| <p>State 6% + County 0% + City 0%</p> | |
Maryland has a progressive state income tax with rates ranging from 2% to 5.75%
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
Monrovia has a limited public transportation system, but the area is relatively stroller-friendly with wide sidewalks and accessible parks
- Monrovia Park
- Frederick County Fairgrounds
- Cunningham Falls State Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Monrovia based on your household profile.
📰 Live Local News
Monrovia has regulations in place to preserve its rural character, including restrictions on development and zoning ordinances
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Monrovia — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Monrovia tend to be higher in the summer due to air conditioning usage, with average electricity bills increasing by 20-30% during the summer months. In the winter, heating costs are relatively low due to the area's mild climate.
🏛️ Local Tax Details
The ZIP code 21770 has a property tax millage rate of 0.85, with no local surtaxes
👶 Family & Stroller Friendliness
Score 8/10: Monrovia has wide sidewalks and accessible parks, but some areas lack elevator access in transit and family infrastructure, such as changing tables and nursing rooms.
Maryland Living Report — October 13, 2026
Maryland Living Report — October 13, 2026 Finklick tracks 230 cities across Maryland. Total state population: 6,161,707. Median...
Read more →
Maryland Living Report — October 12, 2026
Maryland Living Report — October 12, 2026 Finklick tracks 230 cities across Maryland. Total state population: 6,161,707. Median...
Read more →
Maryland Living Report — October 11, 2026
Maryland is a state of pronounced contrasts, often defined by its proximity to the nation’s capital yet maintaining...
Read more →
Maryland Living Report — October 10, 2026
Maryland presents a study in contrasts, where the bustling urban corridors of the I-95 beltway meet the quiet...
Read more →Get your home essentials, storage, and moving supplies delivered.
Shop Moving EssentialsAs an Amazon Associate I earn from qualifying purchases.