Monrovia, MD Utility & Living Guide

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Monrovia, MD Utility & Living Guide

Living in Monrovia, MD offers a tranquil suburban experience with easy access to nearby cities and a strong sense of community.

Last updated: October 4, 2026
Total Utilities$290/mo
1BR Rent$1400/mo
Sales Tax6%
COL Index110 (+10% above national average)
Family Score7/10
Median Home$380,000
📷 Live Cameras — Monrovia
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🌤️ Live Weather — Monrovia
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The current financial trend in Monrovia is a growing demand for housing and commercial development, driven by its proximity to major cities and transportation hubs. However, this growth also poses challenges for the local infrastructure and environment.
⚠️ Natural Hazard History — Monrovia
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Potomac Edison
🔥 Gas

—

N/A - Electric only
💧 Water

$50/mo

Washington Suburban Sanitary Commission
🗑️ Garbage

$30/mo

Frederick County Department of Solid Waste Management
📶 Internet

$70/mo

Combined Average Overhead$290/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$380,000
Property Tax Rate1.1%
Avg Childcare/mo$1200

The housing market in Monrovia is competitive, with a mix of older and newer homes available. The area is popular with families and commuters due to its proximity to major highways and cities. Home prices have been steadily increasing in recent years.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

102

Healthcare

105

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.1%
<p>State 6% + County 0% + City 0%</p>

Maryland has a progressive state income tax with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+5% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including technology, healthcare, and education
Top Local Concerns
Traffic, education, public safety
🚌 Transit for Families

Monrovia has a limited public transportation system, but the area is relatively stroller-friendly with wide sidewalks and accessible parks

🎡 Top Kid Attractions
  • 🎯
    Monrovia Park
  • 🎯
    Frederick County Fairgrounds
  • 🎯
    Cunningham Falls State Park

Best Neighborhoods for Families

The area around Monrovia Park is popular with families due to its proximity to schools and community amenities. The neighborhood of Urbana is also desirable for its newer homes and convenient location. The historic district of downtown Frederick is another popular area with its charming shops and restaurants.

Household Budget Calculator

Estimate your real monthly cost of living in Monrovia based on your household profile.

📰 Live Local News

Monrovia has regulations in place to preserve its rural character, including restrictions on development and zoning ordinances

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📊 Monrovia — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Monrovia tend to be higher in the summer due to air conditioning usage, with average electricity bills increasing by 20-30% during the summer months. In the winter, heating costs are relatively low due to the area's mild climate.

🏛️ Local Tax Details

The ZIP code 21770 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

Score 8/10: Monrovia has wide sidewalks and accessible parks, but some areas lack elevator access in transit and family infrastructure, such as changing tables and nursing rooms.

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