Monsey, NY Utility & Living Guide

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Tier 3 Location

Monsey, NY Utility & Living Guide

Monsey, NY offers a tight-knit community with a mix of suburban comfort and cultural richness.

Last updated: June 26, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Monsey
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Orange and Rockland Utilities
🔥 Gas

$50/mo

Orange and Rockland Utilities
💧 Water

$45/mo

Suez Water
🗑️ Garbage

$25/mo

Town of Ramapo Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

Monsey’s housing market is competitive, with steady demand for family homes. Prices have risen due to its proximity to NYC and strong community appeal.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 4% + County 3.5% + City 0%</p>

New York State has progressive income tax rates ranging from 4% to 8.82%.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+3% (growing)
Political Climate
Purple (mixed Democratic and Republican leanings)
Business Momentum
Moderate with key industries in retail, healthcare, and education
Top Local Concerns
Traffic congestion, property taxes, school funding
🚌 Transit for Families

Public transit is limited; most families rely on cars, but sidewalks are generally well-maintained.

🎡 Top Kid Attractions
  • 🎯
    Palisades Center Mall
  • 🎯
    Rockland Lake State Park
  • 🎯
    Monsey Park

Best Neighborhoods for Families

The areas around Forshay Road and Route 59 are popular for families due to proximity to schools and parks. Quiet streets and community amenities make these neighborhoods desirable.

Household Budget Calculator

Estimate your real monthly cost of living in Monsey based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must adhere to local zoning laws, including restrictions on home businesses and property modifications.

Monsey is seeing growth in local businesses, particularly in retail and services. Rising home values reflect its desirability as a suburban enclave.

Financial Tools

Calculators
Planning Tools

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📊 Monsey — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$43,843
👤 Median Age
14.6
🏠 Homeownership Rate
38.5%
🔑 Renter Rate
61.5%
📉 Poverty Rate
46.1%
💼 Unemployment Rate
8.0%
📡 Internet Access
43.5%
🎓 College Educated
11.5%

☀️ Seasonal Utility Costs

Winter heating costs can double gas bills, while summer AC use raises electric bills by 30-40%.

🏛️ Local Tax Details

Key ZIP code level tax info: Property tax millage rates vary by school district, with additional surtaxes for local infrastructure projects.

👶 Family & Stroller Friendliness

7/10: Sidewalks are decent, parks are accessible, but transit options are limited for families with strollers.

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