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Monterey, VA Utility & Living Guide
Living in Monterey, VA offers a tranquil and scenic experience with easy access to outdoor recreation and a strong sense of community.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $900/mo |
| 2 Bedrooms | $1200/mo |
| 3 Bedrooms | $1800/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 0.6% |
| Avg Childcare/mo | $800 |
The housing market in Monterey is relatively affordable, with a range of options from historic homes to new constructions. Rentals are also available, although options may be limited. The area is popular for its natural beauty and outdoor recreation opportunities.
Cost of Living
94
-6% below national average
95
88
105
$800
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.3% |
| Property Tax Rate | 0.6% |
| <p>State 4.3% + County 1%</p> | |
Virginia has a progressive income tax system with rates ranging from 2% to 5.75%
Family & Relocation
70
7.5/10
$800/mo
City Pulse
Public transit options are limited, but the area is relatively walkable and bikeable, with some sidewalks and bike lanes
- Monterey Park
- Highland County Fairgrounds
- George Washington National Forest
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Monterey based on your household profile.
📰 Live Local News
Zoning laws and environmental regulations are in place to protect the area’s natural resources and preserve its rural character.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Monterey — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Monterey tend to be higher in the winter months due to heating needs, with average electricity bills increasing by 20-30% from December to February. In the summer, cooling costs are relatively low due to the area's mild temperatures.
🏛️ Local Tax Details
The ZIP code 24465 has a property tax millage rate of 0.6%, with no local surtaxes
👶 Family & Stroller Friendliness
Score 6: Monterey has some sidewalks and bike lanes, but the area is relatively rural and may require more planning for stroller-friendly outings. However, the town's compact downtown area and nearby parks are relatively accessible.
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