Montross, VA Utility & Living Guide

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Montross, VA Utility & Living Guide

Living in Montross, VA offers a charming small-town experience with a strong sense of community and natural beauty.

Last updated: September 11, 2026
Total Utilities$270/mo
1BR Rent$1000/mo
Sales Tax5.3%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
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🌤️ Live Weather — Montross
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Montross is experiencing growth in its tourism industry, driven by its natural beauty and outdoor recreational opportunities. However, the town also faces challenges related to economic development and infrastructure investment.
⚠️ Natural Hazard History — Montross
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

Dominion Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Westmoreland County Public Works
🗑️ Garbage

$30/mo

Westmoreland County Public Works
📶 Internet

$60/mo

Combined Average Overhead$270/month

Housing Market

Rent & Property
1 Bedroom$1000/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$280,000
Property Tax Rate0.85%
Avg Childcare/mo$900

The housing market in Montross is relatively affordable, with a range of options from historic homes to new constructions. However, the market can be competitive, and prices may vary depending on location and amenities. Rentals are also available, but may be limited in terms of inventory.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

100

Transportation

96

Healthcare

102

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.85%
<p>State 4.3% + County 1% + City 0%</p>

Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

55

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including tourism, agriculture, and small manufacturing
Top Local Concerns
Economic development, infrastructure investment, environmental protection
🚌 Transit for Families

Montross has limited public transportation options, but the town is relatively walkable and bikeable

🎡 Top Kid Attractions
  • 🎯
    Westmoreland State Park
  • 🎯
    Montross Farmers Market
  • 🎯
    Rappahannock River

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a charming small-town experience, with easy access to shops, restaurants, and outdoor recreational opportunities. The nearby countryside also offers a range of options for those looking for a more rural lifestyle.

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📊 Montross — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Montross tend to be higher in the summer months due to air conditioning usage, while winter months see increased costs due to heating. However, the town's mild climate means that these fluctuations are relatively moderate compared to other parts of the country.

🏛️ Local Tax Details

The 22520 ZIP code has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

6, with explanation: Montross has relatively good sidewalk quality and park access, but elevator access in transit is limited, and family infrastructure such as playgrounds and kid-friendly restaurants could be improved

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