Morganza, MD Utility & Living Guide

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Morganza, MD Utility & Living Guide

Living in Morganza, MD offers a tranquil rural experience with easy access to major cities like Washington D.C.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax6%
COL Index108 (+8% above national average)
Family Score7/10
Median Home$340,000
🌤️ Live Weather — Morganza
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📷 Live Cameras — Morganza
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⚠️ Natural Hazard History — Morganza
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

SMECO (Southern Maryland Electric Cooperative)
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

St. Mary's County Metropolitan Commission
🗑️ Garbage

$30/mo

St. Mary's County Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$340,000
Property Tax Rate1.15%
Avg Childcare/mo$1200

The housing market in Morganza is characterized by a mix of older and newer homes, with a growing demand for new construction. The area is popular with families and retirees. Home prices have been steadily increasing over the past few years.

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

96

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.15%
<p>State 6% + County 0% + City 0%</p>

Maryland has a progressive income tax system with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of Democratic and Republican voters
Business Momentum
Moderate, with key industries in technology, healthcare, and tourism
Top Local Concerns
Traffic, education, public safety
🚌 Transit for Families

The public transit system in Morganza is limited, but the area is relatively flat and stroller-friendly, with some sidewalks and bike paths

🎡 Top Kid Attractions
  • 🎯
    St. Mary's County Fair
  • 🎯
    Point Lookout State Park
  • 🎯
    St. Mary's College of Maryland

Best Neighborhoods for Families

The best neighborhoods for families in Morganza are those with easy access to schools, parks, and community amenities, such as the Lexington Park area. The area is also close to the Chesapeake Bay and offers plenty of outdoor recreational opportunities.

Household Budget Calculator

Estimate your real monthly cost of living in Morganza based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

St. Mary’s County has regulations regarding zoning, building permits, and environmental protection

The current financial trend in Morganza is a growing demand for housing and commercial development, driven by its proximity to major employment centers. However, this growth also poses challenges for infrastructure and traffic management.

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📊 Morganza — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Morganza fluctuate by season, with higher electricity bills in the summer due to air conditioning usage and higher heating bills in the winter. However, the area's mild climate means that these fluctuations are relatively moderate compared to other parts of the country.

🏛️ Local Tax Details

The ZIP code 20660 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

Score 6/10: Morganza has some sidewalks and bike paths, but the area is not highly pedestrian-friendly, and elevator access in transit is limited

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