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Morganza, MD Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026

Total Utilities$290/mo

1BR Rent$1100/mo

Sales Tax6%

COL Index108 (+8% above national average)

Family Score7/10

Median Home$340,000

📷 Live Cameras — Morganza

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🌤️ Live Weather — Morganza

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⚠️ Natural Hazard History — Morganza

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💰 Budget Calculator

🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

SMECO (Southern Maryland Electric Cooperative)

🔥 Gas

—

N/A - Electric only

💧 Water

$50/mo

St. Mary's County Metropolitan Commission

🗑️ Garbage

$30/mo

St. Mary's County Department of Public Works

📶 Internet

$70/mo

Combined Average Overhead$290/month

Housing Market

Rent & Property
1 Bedroom	$1100/mo
2 Bedrooms	$1400/mo
3 Bedrooms	$1900/mo
Median Home Price	$340,000
Property Tax Rate	1.15%
Avg Childcare/mo	$1200

The housing market in Morganza is characterized by a mix of older and newer homes, with a growing demand for new construction. The area is popular with families and retirees. Home prices have been steadily increasing over the past few years.

Cost of Living

Overall COL Index

108

US national avg = 100

vs National Avg

+8% above national average

Groceries

105

Transportation

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax	6%
Property Tax Rate	1.15%
<p>State 6% + County 0% + City 0%</p>

Maryland has a progressive income tax system with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score

7/10

Safety Index

Higher = safer

School Rating

7.2/10

GreatSchools avg

Avg Childcare

$1200/mo

City Pulse

Population Trend

+2% (growing)

Political Climate

Purple description, with a mix of Democratic and Republican voters

Business Momentum

Moderate, with key industries in technology, healthcare, and tourism

Top Local Concerns

Traffic, education, public safety

🚌 Transit for Families

The public transit system in Morganza is limited, but the area is relatively flat and stroller-friendly, with some sidewalks and bike paths

🎡 Top Kid Attractions

🎯
St. Mary's County Fair
🎯
Point Lookout State Park
🎯
St. Mary's College of Maryland

Best Neighborhoods for Families

The best neighborhoods for families in Morganza are those with easy access to schools, parks, and community amenities, such as the Lexington Park area. The area is also close to the Chesapeake Bay and offers plenty of outdoor recreational opportunities.

Household Budget Calculator

Estimate your real monthly cost of living in Morganza based on your household profile.

📰 Live Local News

St. Mary’s County has regulations regarding zoning, building permits, and environmental protection

Financial Tools

Calculators

Income Tax CalculatorEstimate take-home pay by state
Mortgage CalculatorMonthly payment estimator
Affordability CalculatorHow much home can you afford?
Childcare Cost EstimatorCompare daycare costs by city

Planning Tools

Retirement PlannerRetirement readiness check
Car Lease CalculatorMonthly lease payment estimator
Savings CalculatorGrow your emergency fund
City Comparison ToolCompare cities side by side

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📊 Morganza — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Morganza fluctuate by season, with higher electricity bills in the summer due to air conditioning usage and higher heating bills in the winter. However, the area's mild climate means that these fluctuations are relatively moderate compared to other parts of the country.