Mount Dora, FL Utility & Living Guide

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Tier 3 Location

Mount Dora, FL Utility & Living Guide

Mount Dora offers a charming small-town atmosphere with scenic lakes and a vibrant downtown.

Last updated: June 26, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Mount Dora
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Duke Energy Florida
🔥 Gas

$50/mo

N/A - Electric only
💧 Water

$45/mo

City of Mount Dora Utilities
🗑️ Garbage

$25/mo

Republic Services
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

Mount Dora’s housing market is competitive, with historic homes and waterfront properties in high demand. Prices have risen steadily due to its popularity as a retirement and tourist destination.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6% + County 1% + City 0.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+8% (growing)
Political Climate
Purple
Business Momentum
Moderate with key industries in tourism, healthcare, and retail.
Top Local Concerns
Traffic congestion, rising home prices, preserving historic character
🚌 Transit for Families

Limited public transit; most families rely on cars. Sidewalks are available in downtown areas.

🎡 Top Kid Attractions
  • 🎯
    Donnelly Park
  • 🎯
    Mount Dora Children's Museum
  • 🎯
    Palm Island Park

Best Neighborhoods for Families

Highland Park and Lakeside Drive are popular for families, offering good schools and proximity to parks. The downtown area is walkable but pricier.

Household Budget Calculator

Estimate your real monthly cost of living in Mount Dora based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Short-term rental properties require registration with the city. Waterfront properties may have additional zoning restrictions.

Mount Dora's real estate market continues to grow, driven by remote workers and retirees. Local businesses benefit from tourism, especially during annual festivals.

Financial Tools

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📊 Mount Dora — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$60,500
👤 Median Age
49.3
🏠 Homeownership Rate
61.1%
🔑 Renter Rate
38.9%
📉 Poverty Rate
15.4%
💼 Unemployment Rate
6.8%
📡 Internet Access
90.1%
🎓 College Educated
30.9%

☀️ Seasonal Utility Costs

Summer AC usage spikes electric bills, while winter costs drop slightly. Water usage increases in dry seasons due to irrigation needs.

🏛️ Local Tax Details

Key ZIP code level tax info: Property tax millage rates vary by district, with downtown areas slightly higher. No local surtaxes specific to Mount Dora.

👶 Family & Stroller Friendliness

7/10: Sidewalks are decent in downtown and newer neighborhoods, but some areas lack pedestrian infrastructure. Parks are accessible but transit options are limited.

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