Mountain City, NV Utility & Living Guide

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Mountain City, NV Utility & Living Guide

Mountain City is a census-designated place in Elko County, Nevada, United States, within the Mountain City Ranger District of the Humboldt-Toiyabe National Forest. The community, located on State Route 225 approximately 16 miles (26 km) south of the Idaho border, is situated on the Owyhee River. As

Last updated: June 26, 2026
Total Utilities$270/mo
1BR Rent$1000/mo
Sales Tax6.85%
COL Index108 (+8% above national average)
Family Score7/10
Median Home$280,000
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🌤️ Live Weather — Mountain City
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⚠️ Natural Hazard History — Mountain City
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

NV Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Elko County Water District
🗑️ Garbage

$30/mo

Elko County Solid Waste Management
📶 Internet

$60/mo

Combined Average Overhead$270/month

Housing Market

Rent & Property
1 Bedroom$1000/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$280,000
Property Tax Rate0.85%
Avg Childcare/mo$900

The housing market in Mountain City is relatively affordable, with a range of options from single-family homes to apartments. However, the selection can be limited due to the small size of the town. Rentals are also available but may have a higher demand due to the local mining industry

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

102

Healthcare

105

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax6.85%
Property Tax Rate0.85%
<p>State 4.85% + County 2% + City 0%</p>

Nevada has no state income tax

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Moderate, with key industries in mining, tourism, and agriculture
Top Local Concerns
Economic development, environmental conservation, public services
🚌 Transit for Families

Mountain City has limited public transportation, but the town is relatively small and walkable, with some sidewalks and crosswalks

🎡 Top Kid Attractions
  • 🎯
    South Fork State Recreation Area
  • 🎯
    Ruby Lake National Wildlife Refuge
  • 🎯
    Elko County Fairgrounds

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a charming, small-town feel with easy access to local amenities and outdoor recreation. Families may also consider the nearby subdivisions with more modern homes and amenities

Household Budget Calculator

Estimate your real monthly cost of living in Mountain City based on your household profile.

📰 Live Local News

Strict zoning laws to preserve the natural environment and historic character of the town

Financial Tools

Calculators
Planning Tools

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📊 Mountain City — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Mountain City can fluctuate significantly with the seasons, with higher electricity bills in the summer due to air conditioning and higher heating costs in the winter. However, the town's relatively mild climate helps keep overall utility costs manageable

🏛️ Local Tax Details

The ZIP code 89831 has a property tax millage rate of 0.85%, with no local surtaxes

👶 Family & Stroller Friendliness

6, Mountain City has some sidewalks and crosswalks, but the town's infrastructure can be limited, and elevator access in public buildings may be scarce, however, the town's small size and natural scenery make it a pleasant place to walk with a stroller

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