Naugatuck, CT Utility & Living Guide

⚡ Amazon Prime Day 2026

Exclusive Deals for Your New Home

🛒 Shop Prime Day Deals Now

As an Amazon Associate I earn from qualifying purchases.

Tier 3 Location

Naugatuck, CT Utility & Living Guide

Naugatuck offers a charming small-town feel with convenient access to larger cities like Waterbury and New Haven.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
🌤️ Live Weather — Naugatuck
Loading weather...
📷 Live Cameras — Naugatuck
Live camera
Live · refreshing...
⚠️ Natural Hazard History — Naugatuck
Loading hazard data...
💼 Calculate Your Future Retirement Income

Moving Your Assets to Naugatuck?

Moving to Naugatuck? Find out how much retirement income you could generate based on your current savings, age, and goals. Calculate Your Retirement Income → Free · Takes 2 minutes · No personal data required
💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Eversource Energy
🔥 Gas

$50/mo

Eversource Energy
💧 Water

$45/mo

Naugatuck Water Department
🗑️ Garbage

$25/mo

Naugatuck Public Works
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The Naugatuck housing market is competitive, with steady demand for single-family homes. Prices have risen moderately over the past few years, but remain more affordable than nearby cities.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6.35% + County 0% + City 1.15%</p>

Connecticut has a progressive income tax ranging from 3% to 6.99% depending on income level.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+1.2% (growing)
Political Climate
Purple (mixed Democratic and Republican representation)
Business Momentum
Moderate with key industries in manufacturing, healthcare, and retail
Top Local Concerns
Property taxes, road maintenance, school funding
🚌 Transit for Families

Public transit options are limited, but sidewalks are generally well-maintained in downtown areas.

🎡 Top Kid Attractions
  • 🎯
    Naugatuck Green
  • 🎯
    Hop Brook Lake
  • 🎯
    Naugatuck Historical Society

Best Neighborhoods for Families

The western neighborhoods near Hop Brook Lake are popular for families due to their proximity to parks and schools. Downtown areas offer walkability but have higher density.

Household Budget Calculator

Estimate your real monthly cost of living in Naugatuck based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must obtain permits for home renovations and adhere to local zoning laws. Short-term rentals require registration.

Naugatuck is seeing growth in small manufacturing businesses and healthcare services. The town is also investing in infrastructure improvements to attract more residents.

Financial Tools

Calculators
Planning Tools

Find Another City Guide

Search by city name or ZIP code to find utility costs, housing data and cost of living guides.

📊 Naugatuck — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$86,900
👤 Median Age
40.7
🏠 Homeownership Rate
67.9%
🔑 Renter Rate
32.1%
📉 Poverty Rate
4.9%
💼 Unemployment Rate
6.1%
📡 Internet Access
89.4%
🎓 College Educated
29.7%

☀️ Seasonal Utility Costs

Electricity costs peak in summer due to air conditioning use, while gas bills rise in winter for heating. Water usage is fairly consistent year-round.

🏛️ Local Tax Details

Key ZIP code level tax info: Property tax mill rate is 39.5 mills. No local surtaxes specific to Naugatuck.

👶 Family & Stroller Friendliness

7/10: Sidewalks are decent in residential areas, parks are accessible, but public transit lacks elevators and family infrastructure is average.

🏠 Planning Your Move?

Shop moving supplies, storage solutions and home essentials

🛒 Shop on Amazon — Prime Day Deals

As an Amazon Associate I earn from qualifying purchases.