North Bay Shore, NY Utility & Living Guide

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Tier 3 Location

North Bay Shore, NY Utility & Living Guide

North Bay Shore offers a suburban feel with easy access to Long Island's beaches and amenities.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
🌤️ Live Weather — North Bay Shore
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⚠️ Natural Hazard History — North Bay Shore
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

PSEG Long Island
🔥 Gas

$50/mo

National Grid
💧 Water

$45/mo

Suffolk County Water Authority
🗑️ Garbage

$25/mo

Town of Islip Sanitation Department
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in North Bay Shore is competitive, with a mix of single-family homes and apartments. Prices have been rising steadily due to demand from commuters working in nearby areas.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 4% + County 3.5% + City 0%</p>

New York State has a progressive income tax system with rates ranging from 4% to 8.82% depending on income level.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+3% (growing)
Political Climate
Purple
Business Momentum
Moderate with key industries in healthcare, retail, and education
Top Local Concerns
Property taxes, traffic congestion, school funding
🚌 Transit for Families

Public transit is limited, but buses are accessible with strollers. Sidewalks are generally well-maintained.

🎡 Top Kid Attractions
  • 🎯
    Splash Pad at Roberto Clemente Park
  • 🎯
    Bay Shore-Brightwaters Public Library
  • 🎯
    South Shore Nature Center

Best Neighborhoods for Families

The neighborhoods near the water are popular for families due to their proximity to parks and schools. Areas closer to downtown offer more amenities but can be busier.

Household Budget Calculator

Estimate your real monthly cost of living in North Bay Shore based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must obtain permits for home renovations and adhere to local zoning laws. Noise ordinances are strictly enforced.

North Bay Shore is seeing increased investment in local businesses and infrastructure. Rising home values reflect its growing appeal as a commuter town.

Financial Tools

Calculators
Planning Tools

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📊 North Bay Shore — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$87,535
👤 Median Age
34.7
🏠 Homeownership Rate
76.0%
🔑 Renter Rate
24.0%
📉 Poverty Rate
12.9%
💼 Unemployment Rate
5.1%
📡 Internet Access
88.0%
🎓 College Educated
13.5%

☀️ Seasonal Utility Costs

Utility costs peak in summer due to air conditioning use and in winter due to heating needs. Spring and fall typically see lower utility bills.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by school district, with additional surtaxes for local improvements in some areas.

👶 Family & Stroller Friendliness

7/10 with explanation: Sidewalks are generally good, parks are accessible, but public transit options are limited for families with strollers.

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