North Chelmsford, MA Utility & Living Guide

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North Chelmsford, MA Utility & Living Guide

Living in North Chelmsford, MA offers a unique blend of small-town charm and access to big-city amenities

Last updated: September 21, 2026
Total Utilities$360/mo
1BR Rent$1400/mo
Sales Tax6.25%
COL Index110 (+10% above national average)
Family Score7/10
Median Home$380,000
📷 Live Cameras — North Chelmsford
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🌤️ Live Weather — North Chelmsford
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The current financial trend in North Chelmsford is driven by a strong tech industry and a growing number of startups. The town's proximity to Boston and other major cities makes it an attractive location for businesses and residents alike
⚠️ Natural Hazard History — North Chelmsford
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Eversource Energy
🔥 Gas

$70/mo

National Grid
💧 Water

$50/mo

Town of Chelmsford Water Department
🗑️ Garbage

$30/mo

Republic Services
📶 Internet

$70/mo

Combined Average Overhead$360/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$380,000
Property Tax Rate1.25%
Avg Childcare/mo$1200

The housing market in North Chelmsford is competitive, with a mix of older and newer homes available. Prices have been rising in recent years due to the town’s desirable location and strong school system. Renters can expect to pay a premium for apartments and houses in the area

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

100

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.25%
<p>State 6.25% + No county tax + No city tax</p>

Massachusetts has a flat state income tax rate of 5.2%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of liberal and conservative views
Business Momentum
High, with key industries in tech, healthcare, and education
Top Local Concerns
Traffic, affordable housing, public transportation
🚌 Transit for Families

The public transit system in North Chelmsford is relatively stroller-friendly, with accessible buses and a commuter rail station

🎡 Top Kid Attractions
  • 🎯
    Chelmsford Public Library
  • 🎯
    Lowell National Historical Park
  • 🎯
    Nashoba Valley Ski Area

Best Neighborhoods for Families

The best neighborhoods for families in North Chelmsford include the town center, which offers a mix of shops, restaurants, and community events, as well as the surrounding suburbs, which provide a more laid-back atmosphere and access to parks and outdoor spaces

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📊 North Chelmsford — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in North Chelmsford tend to be higher in the winter months due to heating costs, with the average household paying around $200-300 per month for natural gas and electricity. In the summer, costs are lower, with the average household paying around $100-200 per month for electricity and water

🏛️ Local Tax Details

The ZIP code 01863 has a property tax millage rate of 1.25, with no local surtaxes

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, accessible parks, and elevators in public buildings, but some areas with limited stroller accessibility due to historic architecture

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