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North Oxford, MA Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026

Total Utilities$290/mo

1BR Rent$1100/mo

Sales Tax6.25%

COL Index108 (+8% above national average)

Family Score7/10

Median Home$340,000

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🌤️ Live Weather — North Oxford

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⚠️ Natural Hazard History — North Oxford

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💰 Budget Calculator

🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

National Grid

🔥 Gas

—

N/A - Electric only

💧 Water

$50/mo

Town of Oxford Water Department

🗑️ Garbage

$30/mo

Casella Waste Systems

📶 Internet

$70/mo

Combined Average Overhead$290/month

Housing Market

Rent & Property
1 Bedroom	$1100/mo
2 Bedrooms	$1400/mo
3 Bedrooms	$1900/mo
Median Home Price	$340,000
Property Tax Rate	1.25%
Avg Childcare/mo	$1200

The housing market in North Oxford is competitive, with a mix of older and newer homes available. Prices have been rising in recent years due to the town’s desirable location and good schools. Rentals are also available, but can be scarce.

Cost of Living

Overall COL Index

108

US national avg = 100

vs National Avg

+8% above national average

Groceries

105

Transportation

102

Healthcare

101

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax	6.25%
Property Tax Rate	1.25%
<p>State 5.2% + No County tax + No City tax</p>

Massachusetts has a flat state income tax rate of 5.2%

Family & Relocation

Family Vibe Score

7/10

Safety Index

Higher = safer

School Rating

7.2/10

GreatSchools avg

Avg Childcare

$1200/mo

City Pulse

Population Trend

+2% (growing)

Political Climate

Purple description, with a mix of Democratic and Republican voters

Business Momentum

Moderate, with key industries in healthcare, education, and manufacturing

Top Local Concerns

Traffic, affordable housing, school funding

🚌 Transit for Families

North Oxford has a limited public transportation system, but the town is relatively walkable and bikeable

🎡 Top Kid Attractions

🎯
Purgatory Chasm State Reservation
🎯
Heifer Farm
🎯
Worcester Art Museum

Best Neighborhoods for Families

The neighborhoods around the town center and near the schools are popular with families, offering a mix of older and newer homes. The area around Purgatory Chasm State Reservation is also desirable for its natural beauty and outdoor recreational opportunities.

Household Budget Calculator

Estimate your real monthly cost of living in North Oxford based on your household profile.

📰 Live Local News

North Oxford has zoning regulations and historic district commissions to preserve the town’s character

Financial Tools

Calculators

Income Tax CalculatorEstimate take-home pay by state
Mortgage CalculatorMonthly payment estimator
Affordability CalculatorHow much home can you afford?
Childcare Cost EstimatorCompare daycare costs by city

Planning Tools

Retirement PlannerRetirement readiness check
Car Lease CalculatorMonthly lease payment estimator
Savings CalculatorGrow your emergency fund
City Comparison ToolCompare cities side by side

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📊 North Oxford — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in North Oxford fluctuate by season, with higher electricity bills in the summer due to air conditioning and higher heating oil bills in the winter. However, the town's moderate climate means that these fluctuations are relatively mild compared to other parts of the country.