Northfield, MA Utility & Living Guide

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Tier 3 Location

Northfield, MA Utility & Living Guide

Living in Northfield, MA offers a charming rural experience with easy access to outdoor recreation and a strong sense of community.

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1100/mo
Sales Tax6.25%
COL Index110 (+10% above national average)
Family Score7/10
Median Home$280,000
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⚠️ Natural Hazard History — Northfield
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Northfield Water Department
🗑️ Garbage

$30/mo

Casella Waste Systems
📶 Internet

$70/mo

Combined Average Overhead $300/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$280,000
Property Tax Rate1.25%
Avg Childcare/mo$1200

The housing market in Northfield is relatively stable, with a mix of older and newer homes available. Rentals are scarce, and prices have risen in recent years due to the town’s popularity. Homebuyers can expect to find a range of options, from cozy cottages to larger family homes.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

90

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.25%
<p>State 5.2% + No County tax + No City tax</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal voters
Business Momentum
Moderate, with key industries including tourism, agriculture, and small manufacturing
Top Local Concerns
Affordability, environmental protection, public safety
🚌 Transit for Families

Northfield has limited public transportation options, but the town's compact downtown area is walkable and stroller-friendly.

🎡 Top Kid Attractions
  • 🎯
    Northfield Mountain
  • 🎯
    Barton Cove
  • 🎯
    Northfield Town Park

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a charming and family-friendly atmosphere, with easy access to schools, parks, and local amenities. The rural areas of town also offer a more secluded and peaceful living experience.

Household Budget Calculator

Estimate your real monthly cost of living in Northfield based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Northfield has regulations in place to protect its rural character, including zoning restrictions and environmental protections.

Northfield is experiencing a trend of increasing property values, driven by its natural beauty and outdoor recreational opportunities. The town's economy is also supported by a growing number of small businesses and remote workers.

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📊 Northfield — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Northfield tend to be higher in the winter months due to heating needs, with average electric bills increasing by 20-30% from December to February. In the summer, costs are relatively stable, with some residents using air conditioning to cool their homes.

🏛️ Local Tax Details

The ZIP code 01360 has a property tax millage rate of 18.50, with no local surtaxes.

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, accessible parks, and a relatively flat downtown area, but limited elevator access in some older buildings and limited public transportation options.

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