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Oak Bluffs, MA Utility & Living Guide
Living in Oak Bluffs, MA, offers a unique blend of small-town charm and access to beautiful beaches and outdoor recreation opportunities on Martha's Vineyard
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $430,000 |
| Property Tax Rate | 0.83% |
| Avg Childcare/mo | $1200 |
The housing market in Oak Bluffs is highly competitive, with a limited supply of homes and high demand from summer residents and tourists. Rentals are often snapped up quickly, and prices can be steep. However, the town offers a range of housing options, from cozy cottages to larger homes and condos.
Cost of Living
146
+46% above national average
120
110
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 0.83% |
| <p>State 6.25% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
The Vineyard Transit Authority provides public bus service, but the town's narrow streets and limited sidewalks can make it challenging to navigate with a stroller
- Oak Bluffs Beach
- Farm Neck Golf Club
- Martha's Vineyard Family Center
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Oak Bluffs based on your household profile.
Oak Bluffs has strict zoning laws and regulations to preserve the town’s historic character and natural resources
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Oak Bluffs — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Oak Bluffs can fluctuate significantly by season, with higher electricity costs in the summer due to air conditioning and higher water costs in the summer due to irrigation and tourism. In the winter, heating costs can be high due to the town's coastal location and cold winters.
🏛️ Local Tax Details
The ZIP code 02557 has a property tax millage rate of 0.83, with no local surtaxes
👶 Family & Stroller Friendliness
6, due to the town's narrow streets and limited sidewalks, but with some parks and outdoor areas that are stroller-friendly, such as the Oak Bluffs Beach and the Martha's Vineyard Bike Trail
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