Oldsmar, FL Utility & Living Guide

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Tier 3 Location

Oldsmar, FL Utility & Living Guide

Oldsmar offers a small-town feel with easy access to Tampa's amenities.

Last updated: June 26, 2026
Total Utilities$280/mo
1BR Rent$1300/mo
Sales Tax7%
COL Index107 (+7% above national average)
Family Score7/10
Median Home$350,000
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$135/mo

Duke Energy Florida
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

City of Oldsmar Utilities
🗑️ Garbage

$25/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead $280/month

Housing Market

Rent & Property
1 Bedroom$1300/mo
2 Bedrooms$1700/mo
3 Bedrooms$2200/mo
Median Home Price$350,000
Property Tax Rate1.1%
Avg Childcare/mo$950

Oldsmar’s housing market is competitive with steady appreciation. Waterfront properties command premium prices.

Cost of Living

Overall COL Index

107

US national avg = 100
vs National Avg

+7% above national average

Groceries

105

Transportation

95

Healthcare

103

Childcare/mo

$950

Tax Rates

Tax Overview
Total Sales Tax7%
Property Tax Rate1.1%
<p>State 6% + County 1%</p>

Florida has no state income tax

Family & Relocation

Family Vibe Score
7/10
Safety Index

55

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$950/mo

City Pulse

Population Trend
+12% (growing)
Political Climate
Purple (competitive mix)
Business Momentum
Moderate with key industries in manufacturing and professional services
Top Local Concerns
Traffic congestion, Flooding risks, Housing affordability
🚌 Transit for Families

Limited public transit; car-dependent but major destinations have good accessibility.

🎡 Top Kid Attractions
  • 🎯
    Oldsmar Flea Market
  • 🎯
    R.E. Olds Park
  • 🎯
    Tampa Bay Grand Prix

Best Neighborhoods for Families

Forest Lakes and East Lake Woodlands offer family-friendly communities with good schools. Downtown area is walkable but pricier.

Household Budget Calculator

Estimate your real monthly cost of living in Oldsmar based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

No local income tax. Homestead exemption available for primary residences.

Oldsmar is seeing growth in tech-adjacent businesses. Housing demand remains strong despite interest rate hikes.

Financial Tools

Calculators
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📊 Oldsmar — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$67,389
👤 Median Age
37.9
🏠 Homeownership Rate
72.6%
🔑 Renter Rate
27.4%
📉 Poverty Rate
10.3%
💼 Unemployment Rate
3.7%
📡 Internet Access
91.8%
🎓 College Educated
32.1%

☀️ Seasonal Utility Costs

Summer AC usage can double electric bills. Winter heating costs are minimal due to mild Florida winters.

🏛️ Local Tax Details

Pinellas County millage rate ~17.5 mills. Oldsmar has no additional municipal surtax.

👶 Family & Stroller Friendliness

6/10: Good park access but limited sidewalks in older neighborhoods. Most commercial areas are accessible.

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