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Onset, MA Utility & Living Guide
Living in Onset, MA offers a unique blend of coastal charm and small-town community with easy access to Cape Cod's natural beauty
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $380,000 |
| Property Tax Rate | 1.35% |
| Avg Childcare/mo | $1200 |
The Onset housing market is characterized by a mix of older and newer homes, with a growing demand for waterfront properties. Rentals are scarce, and prices are rising due to the town’s popularity as a summer destination. Homebuyers can expect to find a range of options, from cozy cottages to larger family homes.
Cost of Living
110
+10% above national average
105
95
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.35% |
| <p>State 5.2% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Onset has limited public transportation options, but the town is relatively small and walkable, with some stroller-friendly sidewalks and parks
- Onset Beach
- Shell Point Beach
- Cape Cod Children's Museum
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Onset based on your household profile.
📰 Live Local News
Onset has regulations in place to protect its coastal environment and historic districts, including restrictions on new development and renovations
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Onset — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Onset fluctuate significantly with the seasons, with higher electricity bills in the summer due to air conditioning usage and higher heating oil bills in the winter. Residents can expect to pay around 20-30% more for utilities during the peak summer and winter months.
🏛️ Local Tax Details
The ZIP code 02558 has a property tax millage rate of 1.35%, with no local surtaxes
👶 Family & Stroller Friendliness
6/10, due to limited sidewalk infrastructure and uneven pavement in some areas, but with plenty of parks and outdoor spaces for families to enjoy
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