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Oxford, MA Utility & Living Guide
Living in Oxford, MA offers a charming small-town experience with easy access to Worcester and other major cities.
Monthly Utility Costs
$140/mo
$80/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1300/mo |
| 2 Bedrooms | $1700/mo |
| 3 Bedrooms | $2300/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.35% |
| Avg Childcare/mo | $1200 |
The housing market in Oxford is competitive, with a mix of older and newer homes available. Prices have been rising in recent years due to the town’s desirable location and amenities. Rentals are also in high demand, particularly for families and young professionals.
Cost of Living
110
+10% above national average
105
95
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.35% |
| <p>State 5.2% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
Oxford has a limited public transportation system, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks.
- Oxford Public Library
- Town of Oxford Recreation Department
- Moore State Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Oxford based on your household profile.
📰 Live Local News
Oxford has zoning regulations and historic district commissions to preserve the town’s character and manage growth.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Oxford — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Oxford tend to peak during the winter months, when heating demands are highest, and decrease during the summer months, when cooling demands are lower. However, the town's moderate climate means that extreme temperature fluctuations are rare, and utility costs remain relatively stable throughout the year.
🏛️ Local Tax Details
The ZIP code 01540 has a property tax millage rate of 18.45, with no local surtaxes.
👶 Family & Stroller Friendliness
Score 6/10: Oxford has some stroller-friendly sidewalks and parks, but the town's rural areas and limited public transportation system can make it difficult to navigate without a car. However, the town's downtown area and surrounding neighborhoods offer a relatively flat, walkable environment with some family-friendly amenities.
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