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Passaic, NJ Utility & Living Guide
Passaic offers a vibrant urban lifestyle with affordable living close to New York City.
Monthly Utility Costs
$120/mo
$50/mo
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1200/mo |
| 2 Bedrooms | $1600/mo |
| 3 Bedrooms | $2100/mo |
| Median Home Price | $320,000 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $1000 |
The Passaic housing market is competitive, with a mix of historic homes and modern apartments. Prices have risen steadily due to demand from commuters working in NYC.
Cost of Living
105
+5% above national average
102
98
100
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.2% |
| <p>State 6.625% + County 0% + City 0.875%</p> | |
New Jersey has a progressive income tax system ranging from 1.4% to 10.75% based on income brackets.
Family & Relocation
50
6.5/10
$1000/mo
City Pulse
Public transit is accessible but crowded; some stations lack elevators.
- Passaic Public Library
- Third Ward Park
- Passaic Skate Zone
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Passaic based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
Residents must obtain permits for home renovations and adhere to strict waste disposal schedules.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Passaic — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Winter heating costs can double gas bills, while summer AC use raises electric bills by 30-40%. Spring and fall are the most affordable utility seasons.
🏛️ Local Tax Details
Key ZIP code level tax info: Property tax millage rates vary by neighborhood, with Passaic County averaging 1.2%. No local surtaxes beyond standard NJ rates.
👶 Family & Stroller Friendliness
6/10: Sidewalks are uneven in older areas, but parks are accessible. Limited elevator access in transit hubs affects families.
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