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Paterson, NJ Utility & Living Guide
Paterson offers a vibrant urban lifestyle with rich cultural diversity and affordable living.
Monthly Utility Costs
$120/mo
$50/mo
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1200/mo |
| 2 Bedrooms | $1600/mo |
| 3 Bedrooms | $2100/mo |
| Median Home Price | $320,000 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $1000 |
Paterson’s housing market is competitive with rising demand for affordable homes. Many buyers are attracted to the city’s historic architecture and proximity to NYC.
Cost of Living
105
+5% above national average
102
98
100
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.2% |
| <p>State 6.625% + County 0% + City 0.875%</p> | |
New Jersey has a progressive income tax ranging from 1.4% to 10.75%.
Family & Relocation
50
6.5/10
$1000/mo
City Pulse
Public transit is accessible but crowded; some stations lack elevators.
- Paterson Great Falls National Historical Park
- Lambert Castle
- Paterson Museum
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Paterson based on your household profile.
Local Briefing & Neighborhood Pulse
Local Regulation Notice
Residents must register vehicles with the city and obtain permits for home renovations.
Relocation Overview
Paterson is seeing growth in small businesses and tech startups. The city is investing in revitalizing its downtown area to attract more residents.Live Local News
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Paterson — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs peak in winter due to heating needs and in summer due to air conditioning. Spring and fall typically see lower utility bills.
🏛️ Local Tax Details
Key ZIP code level tax info: property tax millage rates vary by ZIP, with Paterson city surtaxes applied county-wide.
👶 Family & Stroller Friendliness
6/10 with explanation: sidewalks are uneven in some areas, parks are accessible, but transit elevator access is limited.
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