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Paterson, NJ Utility & Living Guide
Paterson is the largest city in and the county seat of Passaic County, in the U.S. state of New Jersey. As of the 2020 United States census, Paterson was the state's third-most-populous municipality, with a population of 159,732, an increase of 13,533 (+9.3%) from the 2010 census count of 146,199, w
Monthly Utility Costs
$120/mo
$50/mo
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1200/mo |
| 2 Bedrooms | $1600/mo |
| 3 Bedrooms | $2100/mo |
| Median Home Price | $320,000 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $1000 |
Paterson’s housing market is competitive with rising demand for affordable homes. Many buyers are attracted to the city’s historic architecture and proximity to NYC.
Cost of Living
105
+5% above national average
102
98
100
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.2% |
| <p>State 6.625% + County 0% + City 0.875%</p> | |
New Jersey has a progressive income tax ranging from 1.4% to 10.75%.
Family & Relocation
50
6.5/10
$1000/mo
City Pulse
Public transit is accessible but crowded; some stations lack elevators.
- Paterson Great Falls National Historical Park
- Lambert Castle
- Paterson Museum
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Paterson based on your household profile.
📰 Live Local News
Residents must register vehicles with the city and obtain permits for home renovations.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Paterson — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs peak in winter due to heating needs and in summer due to air conditioning. Spring and fall typically see lower utility bills.
🏛️ Local Tax Details
Key ZIP code level tax info: property tax millage rates vary by ZIP, with Paterson city surtaxes applied county-wide.
👶 Family & Stroller Friendliness
6/10 with explanation: sidewalks are uneven in some areas, parks are accessible, but transit elevator access is limited.
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