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Payette, ID Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026

Total Utilities$240/mo

1BR Rent$900/mo

Sales Tax6%

COL Index94 (-6% below national average)

Family Score7/10

Median Home$280,000

📷 Live Cameras — Payette

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🌤️ Live Weather — Payette

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⚠️ Natural Hazard History — Payette

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💰 Budget Calculator

🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$110/mo

Idaho Power

🔥 Gas

—

N/A - Electric only

💧 Water

$40/mo

City of Payette Water Department

🗑️ Garbage

$30/mo

Waste Management

📶 Internet

$60/mo

Combined Average Overhead$240/month

Housing Market

Rent & Property
1 Bedroom	$900/mo
2 Bedrooms	$1200/mo
3 Bedrooms	$1600/mo
Median Home Price	$280,000
Property Tax Rate	1.1%
Avg Childcare/mo	$800

The housing market in Payette is relatively affordable, with a mix of older and newer homes available. However, the market can be competitive, especially for homes in desirable neighborhoods. Renters can expect to find a range of options, from apartments to single-family homes.

Cost of Living

Overall COL Index

US national avg = 100

vs National Avg

-6% below national average

Groceries

Transportation

Healthcare

102

Childcare/mo

$800

Tax Rates

Tax Overview
Total Sales Tax	6%
Property Tax Rate	1.1%
<p>State 6% + no County or City tax</p>

Idaho has a state income tax rate ranging from 1.125% to 6.925%, with a top marginal rate of 6.925%

Family & Relocation

Family Vibe Score

7/10

Safety Index

Higher = safer

School Rating

6/10

GreatSchools avg

Avg Childcare

$800/mo

City Pulse

Population Trend

+2% (growing)

Political Climate

Red

Business Momentum

Moderate, with key industries including agriculture, manufacturing, and healthcare

Top Local Concerns

affordable housing, job creation, public safety

🚌 Transit for Families

Payette has limited public transportation options, but the city is relatively walkable and bikeable, with some sidewalks and bike lanes available

🎡 Top Kid Attractions

🎯
Payette River
🎯
Kiwanis Park
🎯
Payette County Fairgrounds

Best Neighborhoods for Families

The best neighborhoods for families in Payette include the downtown area, which offers a mix of older and newer homes, as well as the outskirts of town, which provide more spacious lots and a rural feel. The city also has several parks and green spaces, making it an attractive option for families who enjoy outdoor activities.

Household Budget Calculator

Estimate your real monthly cost of living in Payette based on your household profile.

📰 Live Local News

Payette has regulations in place regarding zoning, building permits, and business licenses, which can be found on the city’s website

Financial Tools

Calculators

Income Tax CalculatorEstimate take-home pay by state
Mortgage CalculatorMonthly payment estimator
Affordability CalculatorHow much home can you afford?
Childcare Cost EstimatorCompare daycare costs by city

Planning Tools

Retirement PlannerRetirement readiness check
Car Lease CalculatorMonthly lease payment estimator
Savings CalculatorGrow your emergency fund
City Comparison ToolCompare cities side by side

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📊 Payette — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Payette tend to fluctuate with the seasons, with higher electricity bills in the summer due to air conditioning usage and higher natural gas bills in the winter due to heating. However, the city's relatively mild climate means that these fluctuations are not as extreme as in other parts of the country.